USB
U.S. Bancorp
NYSE: USB · FINANCIAL SERVICES · BANKS - REGIONAL
$56.66
+0.87% today
Updated 2026-04-29
Market cap
$86.43B
P/E ratio
11.65
P/S ratio
3.24x
EPS (TTM)
$4.77
Dividend yield
3.64%
52W range
$38 – $61
Volume
9.9M
U.S. Bancorp (USB) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+7.1%
Last 4 quarters
Revenue YoY growth
+4.7%
Most recent quarter
EPS YoY growth
+14.6%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+0.4%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
+2.0%
2026-01-20
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-16 | $1.18 | +4.4% | $56.37 | $56.93 | +1.0% |
| 2026-01-20 | $1.26 | +10.5% | $54.40 | $55.47 | +2.0% |
| 2025-10-16 | $1.22 | +9.9% | $46.45 | $45.69 | -1.6% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $1.13 | $1.18 | +4.4% | $10.84B | +4.7% |
| 2025-12-31 | $1.14 | $1.26 | +10.5% | $10.98B | +2.9% |
| 2025-09-30 | $1.11 | $1.22 | +9.9% | $11.01B | +2.0% |
| 2025-06-30 | $1.07 | $1.11 | +3.7% | $10.53B | -2.5% |
| 2025-03-31 | $0.97 | $1.03 | +6.2% | $10.35B | -1.1% |
| 2024-12-31 | $1.05 | $1.07 | +1.9% | $10.66B | +2.7% |
| 2024-09-30 | $0.99 | $1.03 | +4.0% | $10.78B | +2.5% |
| 2024-06-30 | $0.94 | $0.98 | +4.3% | $10.80B | — |
| 2024-03-31 | $0.88 | $0.90 | +2.3% | $10.46B | — |
| 2023-12-31 | $0.98 | $0.99 | +1.0% | $10.38B | — |
| 2023-09-30 | $1.02 | $1.05 | +2.9% | $10.52B | — |
Analyst EPS and revenue estimates for upcoming years
| Period | EPS estimate | Revenue estimate | Revenue growth | Analysts | Confidence |
|---|---|---|---|---|---|
| 2026 (E) | $5.09 | $30.6B | +15.9% | 20 | high |
| 2027 (E) | $5.65 | $32.2B | +5.3% | 20 | high |
| 2028 (E) | $6.28 | $33.9B | +5.3% | 20 | medium |
| 2029 (E) | $6.97 | $35.7B | +5.3% | 20 | medium |
| 2030 (E) | $7.74 | $37.6B | +5.3% | 20 | medium |
Frequently asked questions
Has U.S. Bancorp beaten earnings estimates?
U.S. Bancorp has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +7.1% over the last 4 quarters.
How does USB stock react to earnings?
USB stock has moved an average of +0.4% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is U.S. Bancorp's revenue growth rate?
U.S. Bancorp reported year-over-year revenue growth of +4.7% in its most recent quarter, with EPS growing +14.6% year-over-year.
What is the expected EPS for USB in 2026?
Analysts expect U.S. Bancorp to report EPS of $5.09 for fiscal year 2026, on revenue of $30.6B, based on estimates from 20 analysts.