WallStSmart
UNTY

Unity Bancorp Inc

NASDAQ: UNTY · FINANCIAL SERVICES · BANKS - REGIONAL

$52.20
-3.16% today

Updated 2026-04-29

Market cap
$541.21M
P/E ratio
9.07
P/S ratio
4.09x
EPS (TTM)
$5.94
Dividend yield
1.13%
52W range
$41 – $57
Volume
0.1M

WallStSmart proprietary scores

76
out of 100
Grade: B+
Buy
Investment rating
8.7
Growth
A
5.0
Quality
C+
8.0
Profitability
A
7.7
Valuation
B+
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target
$63.67
+21.98%
12-Month target
$50.87
-2.54%
Intrinsic (DCF)
Margin of safety
2 Strong Buy0 Buy0 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 45.80% — above average
+ Free cash flow $6.09M — positive
+ Revenue growth 16.10% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$108.27M$150.72M$163.07M$188.41M$132.39M
Net income$38.46M$39.71M$41.45M$57.95M$14.29M
EPS$5.94
Free cash flow$41.19M$45.95M$47.29M$44.34M$6.09M
Profit margin35.52%26.35%25.42%30.76%45.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
UNTY$541.21M768.78.07.75.0Strong Buy
BRK-A$1.01T533.37.55.08.0Buy
BRK-B$1.01T543.37.55.08.0Buy
JPM$844.23B738.08.05.75.5Strong Buy
V$596.57B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Unity Bancorp Inc trades at $52.20. representing a P/E of 9.07x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. TTM revenue stands at $132.39M. with profit margins at 45.80%.

Frequently asked questions

What is Unity Bancorp Inc's stock price?
Unity Bancorp Inc (UNTY) trades at $52.20.
Is Unity Bancorp Inc overvalued?
Smart Value Score 76/100 (Grade B+, Buy).
What is the price target of Unity Bancorp Inc (UNTY)?
The analyst target price is $63.67, representing +22.0% upside from the current price of $52.20.
What is Unity Bancorp Inc's revenue?
TTM revenue is $132.39M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.09x
ROE18.30%
Beta0.65
50D MA$52.55
200D MA$51.34
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week-0.45%
1 month+3.35%
3 months+0.25%
YTD+1.37%
1 year
3 years
5 years