UNTY
Unity Bancorp Inc
NASDAQ: UNTY · FINANCIAL SERVICES · BANKS - REGIONAL
$52.28
+0.16% today
Updated 2026-04-30
Market cap
$541.21M
P/E ratio
9.07
P/S ratio
4.09x
EPS (TTM)
$5.94
Dividend yield
1.13%
52W range
$41 – $57
Volume
0.1M
Unity Bancorp Inc (UNTY) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $50.81M | $54.84M | $55.00M | $54.16M | $49.10M | $44.20M | $41.86M | $40.56M | $44.10M | $49.38M | $55.01M | $62.93M | $76.45M | $84.11M | $91.02M | $95.78M | $108.27M | $150.72M | $163.07M | $188.41M |
| Revenue growth (YoY) | — | +7.9% | +0.3% | -1.5% | -9.3% | -10.0% | -5.3% | -3.1% | +8.7% | +12.0% | +11.4% | +14.4% | +21.5% | +10.0% | +8.2% | +5.2% | +13.0% | +39.2% | +8.2% | +15.5% |
| Cost of revenue | $20.98M | $26.02M | $27.97M | $29.58M | $21.29M | $17.35M | $11.77M | $8.88M | $9.86M | $8.16M | $9.99M | $11.10M | $15.57M | $20.16M | $21.48M | $7.92M | $14.90M | $51.66M | $61.08M | $60.54M |
| Gross profit | $29.83M | $28.82M | $27.02M | $24.58M | $27.82M | $26.85M | $30.09M | $31.68M | $34.24M | $41.22M | $45.03M | $51.83M | $60.88M | $63.95M | $69.54M | $87.86M | $93.36M | $99.05M | $101.99M | $127.87M |
| Gross margin | 58.7% | 52.5% | 49.1% | 45.4% | 56.7% | 60.7% | 71.9% | 78.1% | 77.6% | 83.5% | 81.8% | 82.4% | 79.6% | 76.0% | 76.4% | 91.7% | 86.2% | 65.7% | 62.5% | 67.9% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $11.03M | $11.47M | $14.82M | $15.03M | $15.31M | $14.00M | $14.65M | $14.50M | $14.96M | $16.69M | $17.61M | $19.66M | $22.94M | $23.05M | $24.57M | $26.43M | $28.89M | $31.61M | $31.80M | $38.82M |
| Operating income | $8.79M | $6.70M | $2.55M | $-1.98M | $2.83M | $3.31M | $6.47M | $7.68M | $9.55M | $14.37M | $20.47M | $22.43M | $27.31M | $30.32M | $31.12M | $48.13M | $51.42M | $52.99M | $54.39M | $75.51M |
| Operating margin | 17.3% | 12.2% | 4.6% | -3.7% | 5.8% | 7.5% | 15.5% | 18.9% | 21.7% | 29.1% | 37.2% | 35.6% | 35.7% | 36.0% | 34.2% | 50.3% | 47.5% | 35.2% | 33.4% | 40.1% |
| EBITDA | $9.62M | $7.78M | $3.14M | $-561000.00 | $4.15M | $4.36M | $7.83M | $8.95M | $10.94M | $14.90M | $21.20M | $23.67M | $29.24M | $31.93M | $33.03M | $49.74M | $54.18M | $55.38M | $56.97M | $75.51M |
| EBITDA margin | 18.9% | 14.2% | 5.7% | -1.0% | 8.4% | 9.9% | 18.7% | 22.1% | 24.8% | 30.2% | 38.5% | 37.6% | 38.3% | 38.0% | 36.3% | 51.9% | 50.0% | 36.7% | 34.9% | 40.1% |
| EBIT | $8.79M | $6.70M | $2.55M | $-1.98M | $2.83M | $3.31M | $6.47M | $7.68M | $9.55M | $14.37M | $20.47M | $22.43M | $27.31M | $30.32M | $31.12M | $48.13M | $51.42M | $52.99M | $54.39M | — |
| Interest expense | $19.43M | $24.47M | $23.47M | $21.58M | $14.04M | $10.55M | $7.77M | $6.53M | $7.31M | $7.66M | $8.77M | $9.45M | $13.52M | $18.05M | $14.48M | $7.74M | $10.63M | $48.50M | $57.13M | $56.59M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $5.84M | $4.72M | $1.93M | $-1.08M | $2.24M | $2.55M | $4.24M | $5.12M | $6.41M | $9.56M | $13.21M | $12.89M | $21.92M | $23.65M | $23.64M | $36.12M | $38.46M | $39.71M | $41.45M | $57.95M |
| Net income growth (YoY) | — | -19.2% | -59.2% | -156.0% | +307.2% | +13.7% | +66.7% | +20.5% | +25.3% | +49.1% | +38.2% | -2.4% | +70.0% | +7.9% | -0.0% | +52.8% | +6.5% | +3.3% | +4.4% | +39.8% |
| Profit margin | 11.5% | 8.6% | 3.5% | -2.0% | 4.6% | 5.8% | 10.1% | 12.6% | 14.5% | 19.4% | 24.0% | 20.5% | 28.7% | 28.1% | 26.0% | 37.7% | 35.5% | 26.3% | 25.4% | 30.8% |