UMBF
UMB Financial Corporation
NASDAQ: UMBF · FINANCIAL SERVICES · BANKS - REGIONAL
$124.22
-0.90% today
Updated 2026-04-29
Market cap
$9.44B
P/E ratio
10.87
P/S ratio
3.78x
EPS (TTM)
$11.43
Dividend yield
—
52W range
$96 – $136
Volume
0.6M
UMB Financial Corporation (UMBF) Financial statements
SEC filings — annual and quarterly data.
Profit margin
28.10%
Operating margin
43.00%
ROE
12.60%
ROA
1.14%
Debt/equity
0.49x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $624.03M | $59.77M | 74.27% | 13.02% | 9.58% |
| 2007 | $703.20M | $74.21M | 72.83% | 14.93% | 10.55% |
| 2008 | $700.76M | $98.08M | 81.34% | 19.95% | 14.00% |
| 2009 | $666.39M | $89.48M | 87.19% | 18.08% | 13.43% |
| 2010 | $644.66M | $91.00M | 89.54% | 19.68% | 14.12% |
| 2011 | $692.40M | $106.47M | 92.94% | 21.14% | 15.38% |
| 2012 | $728.46M | $122.72M | 94.90% | 23.37% | 16.85% |
| 2013 | $807.60M | $133.97M | 90.57% | 32.17% | 16.59% |
| 2014 | $786.92M | $120.66M | 96.08% | 32.83% | 15.33% |
| 2015 | $744.90M | $116.07M | 95.42% | 17.22% | 15.58% |
| 2016 | $868.78M | $158.80M | 93.07% | 22.86% | 18.28% |
| 2017 | $978.67M | $247.10M | 89.88% | 24.15% | 25.25% |
| 2018 | $1.07B | $195.51M | 82.02% | 20.91% | 18.29% |
| 2019 | $1.22B | $243.60M | 81.57% | 23.45% | 19.97% |
| 2020 | $1.30B | $286.50M | 83.96% | 26.16% | 22.12% |
| 2021 | $1.24B | $353.02M | 94.69% | 34.55% | 28.42% |
| 2022 | $1.58B | $431.68M | 83.47% | 33.60% | 27.27% |
| 2023 | $2.24B | $350.02M | 57.24% | 18.78% | 15.59% |
| 2024 | $2.64B | $441.24M | 53.31% | 20.53% | 16.73% |
| 2025 | $4.44B | $702.40M | 54.41% | 20.25% | 15.81% |