UFCS
United Fire Group Inc
NASDAQ: UFCS · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$51.36
-1.33% today
Updated 2026-07-31
Market cap
$1.32B
P/E ratio
10.35
P/S ratio
0.93x
EPS (TTM)
$4.96
Dividend yield
1.31%
52W range
$26 – $54
Volume
0.2M
WallStSmart proprietary scores
69
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A5.0
Quality
C+5.5
Profitability
C+7.0
Valuation
B+4/9
Piotroski F-Score
Moderate
0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →205 stocks currently score above 75
Price targets
Analyst target
$51.00
-0.70%
12-Month target
$37.35
-27.28%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Free cash flow $56.24M — positive
+ Revenue growth 11.60% QoQ
+ Debt/equity 0.15x — low leverage
Risks
- Altman Z 0.79 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $988.22M | $1.10B | $1.25B | $1.39B | $1.42B |
| Net income | $15.03M | $-29.70M | $61.96M | $118.19M | $30.05M |
| EPS | — | — | — | — | $4.96 |
| Free cash flow | $-3.39M | $160.85M | $328.43M | $263.30M | $56.24M |
| Profit margin | 1.52% | -2.70% | 4.95% | 8.52% | 9.16% |
Peer comparison
Smart narrative
United Fire Group Inc trades at $51.36. representing a P/E of 10.35x trailing earnings. Our Smart Value Score of 69/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.79, it sits in the distress. TTM revenue stands at $1.42B. with profit margins at 9.16%.
Frequently asked questions
What is United Fire Group Inc's stock price?
United Fire Group Inc (UFCS) trades at $51.36, on a P/E of 10.4x and a P/S of 0.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is United Fire Group Inc overvalued?
United Fire Group Inc carries a Smart Value Score of 69/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of United Fire Group Inc (UFCS)?
The 12-month analyst consensus target is $51.00, about 0.7% below the current $51.36. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is United Fire Group Inc's revenue?
United Fire Group Inc's trailing twelve-month revenue is $1.42B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
United Fire Group Inc's Altman Z-Score is 0.79, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.93x
ROE13.73%
Beta0.50
50D MA$49.25
200D MA$40.16
Shares out0.03B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
1 week+2.51%
1 month+1.92%
3 months+5.39%
YTD+3.47%
1 year—
3 years—
5 years—