UFCS
United Fire Group Inc
NASDAQ: UFCS · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$39.89
-1.07% today
Updated 2026-05-01
Market cap
$1.02B
P/E ratio
8.89
P/S ratio
0.74x
EPS (TTM)
$4.48
Dividend yield
1.54%
52W range
$25 – $42
Volume
0.1M
United Fire Group Inc (UFCS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $635.60M | $638.53M | $601.45M | $572.19M | $590.68M | $705.14M | $810.68M | $870.01M | $939.98M | $896.96M | $986.18M | $1.06B | $1.08B | $1.20B | $1.08B | $1.06B | $988.22M | $1.10B | $1.25B | $1.39B |
| Revenue growth (YoY) | — | +0.5% | -5.8% | -4.9% | +3.2% | +19.4% | +15.0% | +7.3% | +8.0% | -4.6% | +9.9% | +7.0% | +2.3% | +11.1% | -10.1% | -2.0% | -6.5% | +11.1% | +14.0% | +10.7% |
| Cost of revenue | $460.95M | $276.38M | $429.80M | $406.39M | $493.38M | $658.97M | $686.04M | $685.28M | $770.56M | $723.95M | $875.40M | $933.46M | $937.84M | $1.05B | $1.08B | $855.59M | $850.38M | $1.01B | $1.03B | $764.40M |
| Gross profit | $174.65M | $362.15M | $171.65M | $165.80M | $97.30M | $46.18M | $124.64M | $184.73M | $169.42M | $173.01M | $110.78M | $122.09M | $142.44M | $153.18M | $-1.46M | $200.91M | $137.84M | $83.93M | $225.92M | $622.01M |
| Gross margin | 27.5% | 56.7% | 28.5% | 29.0% | 16.5% | 6.5% | 15.4% | 21.2% | 18.0% | 19.3% | 11.2% | 11.6% | 13.2% | 12.8% | -0.1% | 19.0% | 13.9% | 7.6% | 18.0% | 44.9% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — | — |
| SG&A | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — | — |
| Operating income | $125.49M | $159.33M | $-33.14M | $-28.71M | $58.38M | $-12.71M | $46.07M | $101.90M | $76.46M | $115.37M | $57.50M | $15.65M | $-9.15M | $16.88M | $-169.51M | $96.84M | $12.08M | $-39.72M | $77.03M | $147.94M |
| Operating margin | 19.7% | 25.0% | -5.5% | -5.0% | 9.9% | -1.8% | 5.7% | 11.7% | 8.1% | 12.9% | 5.8% | 1.5% | -0.8% | 1.4% | -15.7% | 9.2% | 1.2% | -3.6% | 6.2% | 10.7% |
| EBITDA | $178.13M | $206.00M | $10.66M | $16.48M | $104.24M | $35.70M | $54.05M | $107.50M | $83.35M | $121.84M | $63.53M | $20.22M | $-3.98M | $28.07M | $-162.86M | $106.60M | $22.93M | $-25.95M | $95.22M | $159.20M |
| EBITDA margin | 28.0% | 32.3% | 1.8% | 2.9% | 17.6% | 5.1% | 6.7% | 12.4% | 8.9% | 13.6% | 6.4% | 1.9% | -0.4% | 2.3% | -15.1% | 10.1% | 2.3% | -2.4% | 7.6% | 11.5% |
| EBIT | $174.65M | $202.42M | $7.04M | $12.95M | $101.37M | $30.12M | $46.07M | $101.90M | $76.46M | $115.37M | $57.50M | $15.65M | $-9.15M | $16.88M | $-169.51M | $100.03M | $15.27M | $-36.46M | $84.31M | — |
| Interest expense | $49.16M | $43.09M | $40.18M | $41.65M | $42.99M | $42.83M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $133000.00 | $3.19M | $3.19M | $3.26M | $7.28M | $11.27M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $88.08M | $111.39M | $-13.06M | $-10.44M | $47.51M | $11000.00 | $40.21M | $76.14M | $59.14M | $89.13M | $49.90M | $51.02M | $27.65M | $14.82M | $-112.71M | $80.59M | $15.03M | $-29.70M | $61.96M | $118.19M |
| Net income growth (YoY) | — | +26.5% | -111.7% | +20.1% | +555.1% | -100.0% | +365463.6% | +89.3% | -22.3% | +50.7% | -44.0% | +2.2% | -45.8% | -46.4% | -860.5% | +171.5% | -81.3% | -297.6% | +308.6% | +90.8% |
| Profit margin | 13.9% | 17.4% | -2.2% | -1.8% | 8.0% | 0.0% | 5.0% | 8.8% | 6.3% | 9.9% | 5.1% | 4.8% | 2.6% | 1.2% | -10.5% | 7.6% | 1.5% | -2.7% | 4.9% | 8.5% |