TRST
TrustCo Bank Corp NY
NASDAQ: TRST · FINANCIAL SERVICES · BANKS - REGIONAL
$47.60
+1.64% today
Updated 2026-04-30
Market cap
$832.22M
P/E ratio
13.78
P/S ratio
4.38x
EPS (TTM)
$3.41
Dividend yield
3.25%
52W range
$29 – $48
Volume
0.1M
WallStSmart proprietary scores
71
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+5.0
Quality
C+7.5
Profitability
B+7.0
Valuation
B+—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →201 stocks currently score above 75
Price targets
Analyst target
$26.00
-45.38%
12-Month target
$49.78
+4.58%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Profit margin 33.30% — above average
+ Free cash flow $14.09M — positive
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $205.86M | $244.52M | $263.15M | $278.33M | $189.87M |
| Net income | $75.23M | $58.65M | $48.83M | $61.14M | $16.29M |
| EPS | — | — | — | — | $3.41 |
| Free cash flow | $74.84M | $58.46M | $54.56M | $45.74M | $14.09M |
| Profit margin | 36.55% | 23.98% | 18.56% | 21.97% | 33.30% |
Peer comparison
Smart narrative
TrustCo Bank Corp NY trades at $47.60. representing a P/E of 13.78x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. TTM revenue stands at $189.87M. with profit margins at 33.30%.
Frequently asked questions
What is TrustCo Bank Corp NY's stock price?
TrustCo Bank Corp NY (TRST) trades at $47.60.
Is TrustCo Bank Corp NY overvalued?
Smart Value Score 71/100 (Grade B, Buy).
What is the price target of TrustCo Bank Corp NY (TRST)?
The analyst target price is $26.00, representing -45.4% downside from the current price of $47.60.
What is the future stock price of TRST by 2030?
Our revenue-driven model estimates TrustCo Bank Corp NY could reach $54.12 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is TrustCo Bank Corp NY's revenue?
TTM revenue is $189.87M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.38x
ROE9.30%
Beta0.58
50D MA$44.68
200D MA$40.69
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.1M
Performance
1 week+0.75%
1 month+6.97%
3 months+8.53%
YTD+13.31%
1 year—
3 years—
5 years—