TRST
TrustCo Bank Corp NY
NASDAQ: TRST · FINANCIAL SERVICES · BANKS - REGIONAL
$47.60
+1.64% today
Updated 2026-04-30
Market cap
$832.22M
P/E ratio
13.78
P/S ratio
4.38x
EPS (TTM)
$3.41
Dividend yield
3.25%
52W range
$29 – $48
Volume
0.1M
TrustCo Bank Corp NY (TRST) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
+16.1%
Last 4 quarters
Revenue YoY growth
+6.3%
Most recent quarter
EPS YoY growth
+43.9%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-1.3%
Last 2 reports
Positive reaction rate
50%
1 of 2 quarters
Largest single-day move
-5.8%
2026-01-22
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-01-22 | $0.85 | — | $45.53 | $42.89 | -5.8% |
| 2025-10-20 | $0.86 | +18.4% | $35.11 | $36.21 | +3.1% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | — | $0.85 | — | $70.52M | +6.3% |
| 2025-09-30 | $0.73 | $0.86 | +18.4% | $70.72M | +7.2% |
| 2025-06-30 | $0.69 | $0.79 | +14.5% | $69.32M | +4.7% |
| 2025-03-31 | $0.65 | $0.75 | +15.3% | $67.76M | +5.0% |
| 2024-12-31 | $0.64 | $0.59 | -7.8% | $66.32M | +5.1% |
| 2024-09-30 | $0.57 | $0.68 | +19.3% | $66.00M | +6.2% |
| 2024-06-30 | $0.53 | $0.66 | +24.5% | $66.24M | +9.2% |
| 2024-03-31 | $0.60 | $0.64 | +6.7% | $64.52M | — |
| 2023-12-31 | $0.66 | $0.52 | -21.2% | $63.11M | — |
| 2023-09-30 | $0.76 | $0.77 | +1.3% | $62.13M | — |
| 2023-06-30 | $0.85 | $0.86 | +1.2% | $60.68M | — |
| 2023-03-31 | $1.02 | $0.93 | -8.8% | — | — |
Frequently asked questions
Has TrustCo Bank Corp NY beaten earnings estimates?
TrustCo Bank Corp NY has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of +16.1% over the last 3 quarters.
How does TRST stock react to earnings?
TRST stock has moved an average of -1.3% in the trading day following earnings over its last 2 reports, with positive reactions in 50% of those quarters.
What is TrustCo Bank Corp NY's revenue growth rate?
TrustCo Bank Corp NY reported year-over-year revenue growth of +6.3% in its most recent quarter, with EPS growing +43.9% year-over-year.