TMP
Tompkins Financial Corporation
AMEX: TMP · FINANCIAL SERVICES · BANKS - REGIONAL
$98.83
+0.54% today
Updated 2026-09-11
Market cap
$1.43B
P/E ratio
8.14
P/S ratio
3.21x
EPS (TTM)
$12.23
Dividend yield
2.64%
52W range
$60 – $103
Volume
0.1M
WallStSmart proprietary scores
78
out of 100
Grade: B+
Buy
Investment rating
8.7
Growth
A4.0
Quality
C8.0
Profitability
A6.3
Valuation
B5/9
Piotroski F-Score
Moderate
-0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$104.50
+5.74%
12-Month target
$95.54
-3.33%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 39.30% — above average
Risks
- Altman Z -0.54 — distress zone
- Negative free cash flow $-17.44M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $324.74M | $297.36M | $431.65M | $578.94M | $446.61M |
| Net income | $85.03M | $9.51M | $70.85M | $161.07M | $29.30M |
| EPS | — | — | — | — | $12.23 |
| Free cash flow | $95.17M | $82.24M | $88.76M | $31.95M | $-17.44M |
| Profit margin | 26.18% | 3.20% | 16.41% | 27.82% | 39.30% |
Peer comparison
Smart narrative
Tompkins Financial Corporation trades at $98.83. representing a P/E of 8.14x trailing earnings. Our Smart Value Score of 78/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of -0.54, it sits in the distress. TTM revenue stands at $446.61M. with profit margins at 39.30%.
Frequently asked questions
What is Tompkins Financial Corporation's stock price?
Tompkins Financial Corporation (TMP) trades at $98.83, on a P/E of 8.1x and a P/S of 3.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Tompkins Financial Corporation overvalued?
Tompkins Financial Corporation carries a Smart Value Score of 78/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Tompkins Financial Corporation (TMP)?
The 12-month analyst consensus target is $104.50, about 5.7% above the current $98.83. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Tompkins Financial Corporation's revenue?
Tompkins Financial Corporation's trailing twelve-month revenue is $446.61M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Tompkins Financial Corporation's Altman Z-Score is -0.54, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeAMEX
CurrencyUSD
Quick metrics
P/S ratio3.21x
ROE17.69%
Beta0.71
50D MA$96.90
200D MA$84.04
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
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