TMP
Tompkins Financial Corporation
NYSE MKT: TMP · FINANCIAL SERVICES · BANKS - REGIONAL
$84.27
+0.79% today
Updated 2026-04-30
Market cap
$1.23B
P/E ratio
7.32
P/S ratio
2.78x
EPS (TTM)
$11.69
Dividend yield
3.04%
52W range
$56 – $87
Volume
0.1M
Tompkins Financial Corporation (TMP) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $162.17M | $176.49M | $186.82M | $193.15M | $188.40M | $183.05M | $210.80M | $251.57M | $252.55M | $258.03M | $269.05M | $292.55M | $322.81M | $333.57M | $324.94M | $316.63M | $324.74M | $297.36M | $431.65M | $578.94M |
| Revenue growth (YoY) | — | +8.8% | +5.9% | +3.4% | -2.5% | -2.8% | +15.2% | +19.3% | +0.4% | +2.2% | +4.3% | +8.7% | +10.3% | +3.3% | -2.6% | -2.6% | +2.6% | -8.4% | +45.2% | +34.1% |
| Cost of revenue | $49.61M | $59.94M | $55.82M | $49.05M | $40.79M | $34.63M | $33.05M | $30.14M | $22.99M | $23.31M | $26.42M | $29.62M | $43.73M | $52.12M | $46.20M | $15.31M | $23.83M | $-101000.00 | $143.08M | $143.88M |
| Gross profit | $112.56M | $116.55M | $131.00M | $144.11M | $147.60M | $148.43M | $177.75M | $221.43M | $229.56M | $234.72M | $242.63M | $262.93M | $279.08M | $281.46M | $278.73M | $301.33M | $300.90M | $297.36M | $288.56M | $435.07M |
| Gross margin | 69.4% | 66.0% | 70.1% | 74.6% | 78.3% | 81.1% | 84.3% | 88.0% | 90.9% | 91.0% | 90.2% | 89.9% | 86.5% | 84.4% | 85.8% | 95.2% | 92.7% | 100.0% | 66.9% | 75.1% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $33.37M | $45.21M | $51.38M | $58.80M | $64.29M | $60.94M | $72.46M | $92.58M | $93.57M | $91.72M | $100.31M | $105.93M | $110.33M | $113.66M | $119.73M | $122.97M | $126.03M | $135.10M | $133.51M | $155.96M |
| Operating income | $40.48M | $38.36M | $43.94M | $47.34M | $50.38M | $51.92M | $42.51M | $71.76M | $77.58M | $87.51M | $86.52M | $95.24M | $104.24M | $102.86M | $97.67M | $114.57M | $109.71M | $12.00M | $92.98M | $224.86M |
| Operating margin | 25.0% | 21.7% | 23.5% | 24.5% | 26.7% | 28.4% | 20.2% | 28.5% | 30.7% | 33.9% | 32.2% | 32.6% | 32.3% | 30.8% | 30.1% | 36.2% | 33.8% | 4.0% | 21.5% | 38.8% |
| EBITDA | $46.88M | $44.79M | $49.52M | $52.74M | $55.81M | $57.27M | $49.10M | $79.67M | $85.38M | $96.00M | $95.44M | $105.44M | $115.56M | $114.58M | $109.34M | $114.57M | $109.71M | $12.00M | $92.98M | $224.86M |
| EBITDA margin | 28.9% | 25.4% | 26.5% | 27.3% | 29.6% | 31.3% | 23.3% | 31.7% | 33.8% | 37.2% | 35.5% | 36.0% | 35.8% | 34.3% | 33.7% | 36.2% | 33.8% | 4.0% | 21.5% | 38.8% |
| EBIT | $40.48M | $38.36M | $43.94M | $47.34M | $50.38M | $51.92M | $42.51M | $71.76M | $77.58M | $87.51M | $86.52M | $95.24M | $104.24M | $102.86M | $97.67M | $114.57M | $109.71M | $12.00M | $92.98M | — |
| Interest expense | $48.18M | $58.41M | $50.39M | $39.76M | $32.29M | $25.68M | $24.21M | $23.98M | $20.68M | $20.36M | $22.10M | $25.46M | $39.79M | $50.75M | $28.99M | $17.53M | $21.04M | $87.84M | $136.47M | $132.34M |
| Income tax | $12.72M | $11.99M | $13.81M | $15.38M | $16.42M | $16.37M | $11.09M | $20.78M | $25.40M | $28.96M | $27.05M | $42.62M | $21.80M | $21.02M | $19.92M | $25.18M | $24.56M | $2.50M | $22.00M | $63.78M |
| Effective tax rate | 31.4% | 31.3% | 31.6% | 32.6% | 32.7% | 31.6% | 26.2% | 29.0% | 32.8% | 33.1% | 31.3% | 44.8% | 20.9% | 20.5% | 20.4% | 22.0% | 22.4% | 20.8% | 23.7% | 28.4% |
| Net income | $27.77M | $26.37M | $29.83M | $31.83M | $33.83M | $35.42M | $31.29M | $50.86M | $52.04M | $58.42M | $59.34M | $52.49M | $82.31M | $81.72M | $77.59M | $89.26M | $85.03M | $9.51M | $70.85M | $161.07M |
| Net income growth (YoY) | — | -5.0% | +13.1% | +6.7% | +6.3% | +4.7% | -11.7% | +62.6% | +2.3% | +12.3% | +1.6% | -11.5% | +56.8% | -0.7% | -5.1% | +15.0% | -4.7% | -88.8% | +645.4% | +127.3% |
| Profit margin | 17.1% | 14.9% | 16.0% | 16.5% | 18.0% | 19.3% | 14.8% | 20.2% | 20.6% | 22.6% | 22.1% | 17.9% | 25.5% | 24.5% | 23.9% | 28.2% | 26.2% | 3.2% | 16.4% | 27.8% |