TFSL
TFS Financial Corporation
NASDAQ: TFSL · FINANCIAL SERVICES · BANKS - REGIONAL
$14.72
-2.39% today
Updated 2026-04-29
Market cap
$4.13B
P/E ratio
46.00
P/S ratio
12.62x
EPS (TTM)
$0.32
Dividend yield
7.49%
52W range
$12 – $15
Volume
0.8M
WallStSmart proprietary scores
52
out of 100
Grade: C
Hold
Investment rating
6.0
Growth
B3.8
Quality
D7.0
Profitability
B+3.7
Valuation
D4/9
Piotroski F-Score
Moderate
-0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →201 stocks currently score above 75
Price targets
Analyst target
$14.50
-1.49%
12-Month target
$9.60
-34.78%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy2 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 27.70% — above average
+ Free cash flow $57.09M — positive
+ Revenue growth 11.00% QoQ
Risks
- Altman Z -0.46 — distress zone
- P/E 46.00x — expensive valuation
- Debt/equity 2.60x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $433.14M | $305.00M | $758.78M | $791.96M | $327.37M |
| Net income | $74.56M | $75.25M | $79.59M | $90.96M | $22.27M |
| EPS | — | — | — | — | $0.32 |
| Free cash flow | $36.23M | $41.32M | $85.54M | $70.97M | $57.09M |
| Profit margin | 17.22% | 24.67% | 10.49% | 11.49% | 27.70% |
Peer comparison
Smart narrative
TFS Financial Corporation trades at $14.72. representing a P/E of 46.00x trailing earnings. Our Smart Value Score of 52/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.46, it sits in the distress. TTM revenue stands at $327.37M. with profit margins at 27.70%.
Frequently asked questions
What is TFS Financial Corporation's stock price?
TFS Financial Corporation (TFSL) trades at $14.72.
Is TFS Financial Corporation overvalued?
Smart Value Score 52/100 (Grade C, Hold).
What is the price target of TFS Financial Corporation (TFSL)?
The analyst target price is $14.50, representing -1.5% downside from the current price of $14.72.
What is TFS Financial Corporation's revenue?
TTM revenue is $327.37M.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
-0.46 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio12.62x
ROE4.76%
Beta0.70
50D MA$14.25
200D MA$13.80
Shares out0.28B
Float0.05B
Short ratio—
Avg volume0.8M
Performance
1 week—
1 month—
3 months—
YTD—
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3 years—
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