TFSL
TFS Financial Corporation
NASDAQ: TFSL · FINANCIAL SERVICES · BANKS - REGIONAL
$17.01
-0.41% today
Updated 2026-09-11
Market cap
$4.78B
P/E ratio
47.33
P/S ratio
13.76x
EPS (TTM)
$0.36
Dividend yield
6.50%
52W range
$12 – $19
Volume
0.9M
WallStSmart proprietary scores
64
out of 100
Grade: C+
Hold
Investment rating
9.3
Growth
A+3.0
Quality
D7.0
Profitability
B+3.7
Valuation
D4/9
Piotroski F-Score
Moderate
-0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$19.00
+11.70%
12-Month target
$9.60
-43.56%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 29.40% — above average
+ Free cash flow $29.04M — positive
+ Revenue growth 15.20% QoQ
Risks
- Altman Z -0.46 — distress zone
- P/E 47.33x — expensive valuation
- Debt/equity 2.97x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $433.14M | $305.00M | $758.78M | $791.96M | $347.23M |
| Net income | $74.56M | $75.25M | $79.59M | $90.96M | $30.54M |
| EPS | — | — | — | — | $0.36 |
| Free cash flow | $36.23M | $41.32M | $85.54M | $70.97M | $29.04M |
| Profit margin | 17.22% | 24.67% | 10.49% | 11.49% | 29.40% |
Peer comparison
Smart narrative
TFS Financial Corporation trades at $17.01. representing a P/E of 47.33x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.46, it sits in the distress. TTM revenue stands at $347.23M. with profit margins at 29.40%.
Frequently asked questions
What is TFS Financial Corporation's stock price?
TFS Financial Corporation (TFSL) trades at $17.01, on a P/E of 47.3x and a P/S of 13.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is TFS Financial Corporation overvalued?
TFS Financial Corporation carries a Smart Value Score of 64/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of TFS Financial Corporation (TFSL)?
The 12-month analyst consensus target is $19.00, about 11.7% above the current $17.01. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is TFS Financial Corporation's revenue?
TFS Financial Corporation's trailing twelve-month revenue is $347.23M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
TFS Financial Corporation's Altman Z-Score is -0.46, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio13.76x
ROE4.84%
Beta0.73
50D MA$17.81
200D MA$15.45
Shares out0.28B
Float0.05B
Short ratio—
Avg volume0.9M
Performance
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