WallStSmart

Berkshire Hathaway Inc (BRK-A)vsTFS Financial Corporation (TFSL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 111959% more annual revenue ($375.39B vs $335.00M). TFSL leads profitability with a 27.8% profit margin vs 19.3%. BRK-A appears more attractively valued with a PEG of 9.68. BRK-A earns a higher WallStSmart Score of 61/100 (C+).

BRK-A

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 7.0
Piotroski: 4/9Altman Z: 2.59

TFSL

Buy

56

out of 100

Grade: C

Growth: 7.3Profit: 7.0Value: 3.0Quality: 3.0
Piotroski: 4/9Altman Z: -0.46

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.0x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

TFSL3 strengths · Avg: 9.0/10
Operating MarginProfitability
39.2%10/10

Strong operational efficiency at 39.2%

Profit MarginProfitability
27.8%9/10

Keeps 28 of every $100 in revenue as profit

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

BRK-A2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

PEG RatioValuation
9.682/10

Expensive relative to growth rate

TFSL4 concerns · Avg: 2.3/10
Return on EquityProfitability
4.8%3/10

ROE of 4.8% — below average capital efficiency

PEG RatioValuation
72.622/10

Expensive relative to growth rate

P/E RatioValuation
51.3x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
-0.462/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : TFSL

The strongest argument for TFSL centers on Operating Margin, Profit Margin, Price/Book. Profitability is solid with margins at 27.8% and operating margin at 39.2%.

Bear Case : BRK-A

The primary concerns for BRK-A are Revenue Growth, PEG Ratio.

Bear Case : TFSL

The primary concerns for TFSL are Return on Equity, PEG Ratio, P/E Ratio. A P/E of 51.3x leaves little room for execution misses. Debt-to-equity of 2.67 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRK-A profiles as a value stock while TFSL is a mature play — different risk/reward profiles.

TFSL carries more volatility with a beta of 0.76 — expect wider price swings.

TFSL is growing revenue faster at 9.8% — sustainability is the question.

BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

BRK-A scores higher overall (61/100 vs 56/100), backed by strong 19.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

Visit Website →

TFS Financial Corporation

FINANCIAL SERVICES · BANKS - REGIONAL · USA

TFS Financial Corporation, provides retail banking services for consumers in the United States.

Visit Website →

Want to dig deeper into these stocks?