TECT
Tectonic Financial Inc PR
NASDAQ: TECTP · FINANCIAL SERVICES · BANKS - REGIONAL
$9.99
+0.00% today
Updated 2026-06-05
Market cap
$40.48M
P/E ratio
4.64
P/S ratio
0.50x
EPS (TTM)
$2.15
Dividend yield
1.00%
52W range
$10 – $11
Volume
0.0M
WallStSmart proprietary scores
58
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B4.8
Quality
C6.5
Profitability
B6.7
Valuation
B2/9
Piotroski F-Score
Weak
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Altman Z-Score
—
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Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$12.47
+24.82%
12-Month target
$12.47
+24.82%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 21.10% — above average
+ Revenue growth 11.10% QoQ
Risks
- Piotroski 2/9 — weak financial health
- Negative free cash flow $-17.26M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Revenue | $60.17M | $66.26M | $65.88M | $72.24M | $81.50M |
| Net income | $15.48M | $15.48M | $15.22M | $13.94M | $5.50M |
| EPS | — | — | — | — | $2.15 |
| Free cash flow | $-43.21M | $-35.91M | $-33.56M | $-86.84M | $-17.26M |
| Profit margin | 25.73% | 23.36% | 23.10% | 19.29% | 21.10% |
Peer comparison
Smart narrative
Tectonic Financial Inc PR trades at $9.99. representing a P/E of 4.64x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. The company scores 2/9 on the Piotroski F-Score. TTM revenue stands at $81.50M. with profit margins at 21.10%.
Frequently asked questions
What is Tectonic Financial Inc PR's stock price?
Tectonic Financial Inc PR (TECTP) trades at $9.99, on a P/E of 4.6x and a P/S of 0.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Tectonic Financial Inc PR overvalued?
Tectonic Financial Inc PR carries a Smart Value Score of 58/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Tectonic Financial Inc PR (TECTP)?
The 12-month analyst consensus target is $12.47, about 24.8% above the current $9.99. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Tectonic Financial Inc PR's revenue?
Tectonic Financial Inc PR's trailing twelve-month revenue is $81.50M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.50x
ROE2.75%
Beta1.15
50D MA$10.33
200D MA$10.71
Shares out0.00B
Float—
Short ratio—
Avg volume0.0M
Performance
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