TECT
Tectonic Financial Inc PR
NASDAQ: TECTP · FINANCIAL SERVICES · BANKS - REGIONAL
$9.99
+0.00% today
Updated 2026-04-29
Market cap
$40.48M
P/E ratio
4.64
P/S ratio
0.50x
EPS (TTM)
$2.15
Dividend yield
1.00%
52W range
$9 – $11
Volume
0.0M
Tectonic Financial Inc PR (TECTP) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $14.85M | $18.38M | $21.23M | $22.32M | $22.22M | $20.64M | $35.14M | $40.30M | $47.62M | $60.17M | $66.26M | $65.88M | $72.24M |
| Revenue growth (YoY) | — | +23.8% | +15.5% | +5.1% | -0.4% | -7.1% | +70.3% | +14.7% | +18.2% | +26.3% | +10.1% | -0.6% | +9.7% |
| Cost of revenue | — | — | — | — | — | — | — | — | — | $30.78M | $32.87M | — | $31.61M |
| Gross profit | $14.85M | $18.38M | $21.23M | $22.32M | $22.22M | $20.64M | $35.14M | $40.30M | $47.62M | $29.38M | $33.38M | $65.88M | $72.24M |
| Gross margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 48.8% | 50.4% | 100.0% | 100.0% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $777000.00 | $1.22M | $1.17M | $1.26M | $1.45M | $1.42M | $2.06M | $2.68M | $2.12M | $2.50M | $2.27M | $2.75M | $2.94M |
| Operating income | $2.08M | $12.47M | $14.77M | $15.55M | $14.59M | $11.20M | $10.63M | $9.78M | $13.92M | $21.84M | $21.45M | $29.29M | $30.27M |
| Operating margin | 14.0% | 67.8% | 69.6% | 69.7% | 65.7% | 54.3% | 30.3% | 24.3% | 29.2% | 36.3% | 32.4% | 44.5% | 41.9% |
| EBITDA | — | $1.82M | $24.76M | $26.01M | $23.01M | $-432000.00 | $-802000.00 | $-1.42M | $-1.55M | $-1.55M | $-1.55M | $-1.55M | — |
| EBITDA margin | 0.0% | 9.9% | 116.6% | 116.6% | 103.5% | -2.1% | -2.3% | -3.5% | -3.3% | -2.6% | -2.3% | -2.4% | 0.0% |
| EBIT | — | $5.00M | $29.54M | $31.11M | $29.19M | $3.53M | $9.83M | $8.36M | $12.37M | $20.29M | $19.90M | $17.50M | — |
| Interest expense | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $3.63M | $5.90M | — | — |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $2.08M | $4.09M | $3.04M | $3.29M | $3.98M | $2.93M | $8.82M | $6.46M | $9.37M | $15.48M | $15.48M | $15.22M | $13.94M |
| Net income growth (YoY) | — | +96.5% | -25.7% | +8.4% | +20.9% | -26.4% | +200.8% | -26.8% | +45.1% | +65.2% | -0.0% | -1.7% | -8.4% |
| Profit margin | 14.0% | 22.2% | 14.3% | 14.8% | 17.9% | 14.2% | 25.1% | 16.0% | 19.7% | 25.7% | 23.4% | 23.1% | 19.3% |