SMBK
SmartFinancial, Inc.
NYSE: SMBK · FINANCIAL SERVICES · BANKS - REGIONAL
$41.94
+0.43% today
Updated 2026-04-30
Market cap
$732.16M
P/E ratio
13.72
P/S ratio
3.73x
EPS (TTM)
$3.12
Dividend yield
0.76%
52W range
$29 – $44
Volume
0.1M
WallStSmart proprietary scores
62
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+5.0
Quality
C+7.5
Profitability
B+6.0
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$46.15
+10.04%
12-Month target
$47.87
+14.14%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy2 Buy4 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 26.90% — above average
+ Free cash flow $13.89M — positive
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $186.55M | $240.37M | $285.27M | $316.37M | $196.53M |
| Net income | $43.02M | $28.59M | $36.14M | $50.35M | $13.68M |
| EPS | — | — | — | — | $3.12 |
| Free cash flow | $44.31M | $33.45M | $46.30M | $59.34M | $13.89M |
| Profit margin | 23.06% | 11.90% | 12.67% | 15.91% | 26.90% |
Peer comparison
Smart narrative
SmartFinancial, Inc. trades at $41.94. representing a P/E of 13.72x trailing earnings. Our Smart Value Score of 62/100 indicates the stock is good. TTM revenue stands at $196.53M. with profit margins at 26.90%.
Frequently asked questions
What is SmartFinancial, Inc.'s stock price?
SmartFinancial, Inc. (SMBK) trades at $41.94.
Is SmartFinancial, Inc. overvalued?
Smart Value Score 62/100 (Grade C+, Hold).
What is the price target of SmartFinancial, Inc. (SMBK)?
The analyst target price is $46.15, representing +10.0% upside from the current price of $41.94.
What is the future stock price of SMBK by 2030?
Our revenue-driven model estimates SmartFinancial, Inc. could reach $75.60 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is SmartFinancial, Inc.'s revenue?
TTM revenue is $196.53M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.73x
ROE9.88%
Beta0.76
50D MA$40.10
200D MA$37.62
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.1M
Performance
1 week-0.52%
1 month+6.86%
3 months+5.48%
YTD+12.90%
1 year—
3 years—
5 years—