SMBK
SmartFinancial, Inc.
NYSE: SMBK · FINANCIAL SERVICES · BANKS - REGIONAL
$41.94
+0.43% today
Updated 2026-04-30
Market cap
$732.16M
P/E ratio
13.72
P/S ratio
3.73x
EPS (TTM)
$3.12
Dividend yield
0.76%
52W range
$29 – $44
Volume
0.1M
SmartFinancial, Inc. (SMBK) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
8 of 8
Last 8 quarters
Avg EPS surprise
+8.7%
Last 4 quarters
Revenue YoY growth
+9.7%
Most recent quarter
EPS YoY growth
+20.9%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+0.7%
Last 3 reports
Positive reaction rate
67%
2 of 3 quarters
Largest single-day move
-3.6%
2026-04-20
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-20 | $0.81 | +3.8% | $42.38 | $40.86 | -3.6% |
| 2026-01-20 | $0.81 | +3.8% | $39.42 | $40.39 | +2.5% |
| 2025-10-21 | $0.86 | +19.4% | $35.11 | $36.26 | +3.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.78 | $0.81 | +3.8% | $82.21M | +9.7% |
| 2025-12-31 | $0.78 | $0.81 | +3.8% | $83.84M | +11.6% |
| 2025-09-30 | $0.72 | $0.86 | +19.4% | $79.20M | +8.4% |
| 2025-06-30 | $0.64 | $0.69 | +7.8% | $78.35M | +13.7% |
| 2025-03-31 | $0.55 | $0.67 | +21.8% | $74.97M | +10.0% |
| 2024-12-31 | $0.51 | $0.57 | +11.8% | $75.13M | +15.4% |
| 2024-09-30 | $0.46 | $0.54 | +17.4% | $73.09M | +30.6% |
| 2024-06-30 | $0.39 | $0.46 | +17.9% | $68.89M | +16.3% |
| 2024-03-31 | $0.41 | $0.49 | +19.5% | $68.16M | — |
| 2023-12-31 | $0.41 | $0.41 | +0.0% | $65.07M | — |
| 2023-09-30 | $0.47 | $0.43 | -8.5% | $55.97M | — |
| 2023-06-30 | $0.53 | $0.52 | -1.9% | $59.22M | — |
Frequently asked questions
Has SmartFinancial, Inc. beaten earnings estimates?
SmartFinancial, Inc. has beaten Wall Street EPS estimates in 8 of its last 8 quarterly reports, with an average EPS surprise of +8.7% over the last 4 quarters.
How does SMBK stock react to earnings?
SMBK stock has moved an average of +0.7% in the trading day following earnings over its last 3 reports, with positive reactions in 67% of those quarters.
What is SmartFinancial, Inc.'s revenue growth rate?
SmartFinancial, Inc. reported year-over-year revenue growth of +9.7% in its most recent quarter, with EPS growing +20.9% year-over-year.