SLM
SLM Corp
NASDAQ: SLM · FINANCIAL SERVICES · CREDIT SERVICES
$22.69
-1.69% today
Updated 2026-05-01
Market cap
$4.34B
P/E ratio
6.39
P/S ratio
2.60x
EPS (TTM)
$3.60
Dividend yield
2.22%
52W range
$18 – $34
Volume
4.4M
WallStSmart proprietary scores
76
out of 100
Grade: B+
Buy
Investment rating
5.3
Growth
C+5.5
Quality
C+8.5
Profitability
A7.7
Valuation
B+7/9
Piotroski F-Score
Strong
0.6
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →204 stocks currently score above 75
Price targets
Analyst target
$28.91
+27.41%
12-Month target
$20.43
-9.96%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy5 Buy3 Hold0 Sell1 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 44.90% — above average
+ ROE 30.90% — strong efficiency
Risks
- Altman Z 0.63 — distress zone
- Negative free cash flow $-75.96M
- Debt/equity 2.39x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $2.37B | $1.81B | $2.99B | $3.11B | $1.67B |
| Net income | $469.01M | $563.69M | $608.33M | $744.85M | $307.95M |
| EPS | — | — | — | — | $3.60 |
| Free cash flow | $4.99M | $-352.27M | $-329.39M | $575.52M | $-75.96M |
| Profit margin | 19.82% | 31.15% | 20.36% | 23.95% | 44.90% |
Peer comparison
Smart narrative
SLM Corp trades at $22.69. representing a P/E of 6.39x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. The company scores 7/9 on the Piotroski F-Score. With an Altman Z-Score of 0.63, it sits in the distress. TTM revenue stands at $1.67B. with profit margins at 44.90%.
Frequently asked questions
What is SLM Corp's stock price?
SLM Corp (SLM) trades at $22.69.
Is SLM Corp overvalued?
Smart Value Score 76/100 (Grade B+, Buy).
What is the price target of SLM Corp (SLM)?
The analyst target price is $28.91, representing +27.4% upside from the current price of $22.69.
What is SLM Corp's revenue?
TTM revenue is $1.67B.
Piotroski F-Score?
7/9 — strong financial health.
Altman Z-Score?
0.63 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.60x
ROE30.90%
Beta1.06
50D MA$21.17
200D MA$26.70
Shares out0.19B
Float0.19B
Short ratio—
Avg volume4.4M
Performance
1 week—
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3 months—
YTD—
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5 years—