WallStSmart
SEZL

Sezzle Inc.

NASDAQ: SEZL · FINANCIAL SERVICES · CREDIT SERVICES

$133.86
+2.95% today

Updated 2026-10-29

Market cap
$4.39B
P/E ratio
28.51
P/S ratio
8.26x
EPS (TTM)
$4.56
Dividend yield
—
52W range
$50 – $196
Volume
0.5M

WallStSmart proprietary scores

75
out of 100
Grade: B+
Buy
Investment rating
10.0
Growth
A+
8.0
Quality
A
10.0
Profitability
A+
7.0
Valuation
B+
5/9
Piotroski F-Score
Moderate
4.6
Altman Z-Score
Safe zone
—
Industry rank
—
View all highly rated stocks (75+) →271 stocks currently score above 75

Price targets

Analyst target
$118.00
-11.85%
12-Month target
$75.08
-43.91%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy3 Buy3 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Altman Z 4.55 — safe zone
+ Profit margin 30.30% — above average
+ ROE 75.37% — strong efficiency
+ Free cash flow $51.83M — positive
+ Revenue growth 51.70% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$125.57M$159.36M$271.13M$450.28M$531.89M$0.6B
Net income$-38.09M$7.10M$78.52M$133.13M$40.77M—
EPS————$4.56$5.35
Free cash flow$7.50M$-27.06M$-28.86M$208.36M$51.83M—
Profit margin-30.34%4.45%28.96%29.57%30.30%—

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
SEZL$4.39B7510.010.07.08.0—Strong Buy
BRK-B$1.14T747.37.55.08.5—Strong Buy
BRK-A$1.14T747.37.55.08.5—Strong Buy
JPM$902.16B717.38.05.73.0—Strong Buy
V$755.84B686.710.04.35.0—Strong Buy
MA$540.87B727.310.05.05.5—Strong Buy

Smart narrative

Sezzle Inc. trades at $133.86. representing a P/E of 28.51x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 4.55, it sits in the safe zone. TTM revenue stands at $531.89M. with profit margins at 30.30%.

Frequently asked questions

What is Sezzle Inc.'s stock price?

Sezzle Inc. (SEZL) trades at $133.86, on a P/E of 28.5x and a P/S of 8.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Sezzle Inc. overvalued?

Sezzle Inc. carries a Smart Value Score of 75/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Sezzle Inc. (SEZL)?

The 12-month analyst consensus target is $118.00, about 11.8% below the current $133.86. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of SEZL by 2030?

Our research-backed model puts the 2030 base case at $216.64, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Sezzle Inc.'s revenue?

Sezzle Inc.'s trailing twelve-month revenue is $531.89M, and our model projects it reaching about $1.34B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Sezzle Inc.'s Altman Z-Score is 4.55, which places it in the safe zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio8.26x
ROE75.37%
Beta6.73
50D MA$120.10
200D MA$108.03
Shares out0.03B
Float0.02B
Short ratio—
Avg volume0.5M

Performance

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