WallStSmart

Berkshire Hathaway Inc (BRK-B)vsSezzle Inc. (SEZL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 77960% more annual revenue ($375.39B vs $480.91M). SEZL leads profitability with a 30.8% profit margin vs 19.3%. SEZL appears more attractively valued with a PEG of 0.07. SEZL earns a higher WallStSmart Score of 73/100 (B).

BRK-B

Buy

62

out of 100

Grade: C+

Growth: 6.7Profit: 6.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

SEZL

Strong Buy

73

out of 100

Grade: B

Growth: 9.3Profit: 10.0Value: 7.0Quality: 8.0
Piotroski: 5/9Altman Z: 3.81

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.2/10
Market CapQuality
$1.02T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

EPS GrowthGrowth
119.6%10/10

Earnings expanding 119.6% YoY

Debt/EquityHealth
0.209/10

Conservative balance sheet, low leverage

P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$5.45B8/10

Generating 5.5B in free cash flow

SEZL6 strengths · Avg: 9.7/10
PEG RatioValuation
0.0710/10

Growing faster than its price suggests

Return on EquityProfitability
75.4%10/10

Every $100 of equity generates 75 in profit

Profit MarginProfitability
30.8%10/10

Keeps 31 of every $100 in revenue as profit

Operating MarginProfitability
61.0%10/10

Strong operational efficiency at 61.0%

Altman Z-ScoreHealth
3.8110/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
29.2%8/10

Revenue surging 29.2% year-over-year

Areas to Watch

BRK-B3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

SEZL1 concerns · Avg: 2.0/10
Price/BookValuation
20.6x2/10

Trading at 20.6x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.

Bull Case : SEZL

The strongest argument for SEZL centers on PEG Ratio, Return on Equity, Profit Margin. Profitability is solid with margins at 30.8% and operating margin at 61.0%. Revenue growth of 29.2% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : SEZL

The primary concerns for SEZL are Price/Book.

Key Dynamics to Monitor

BRK-B profiles as a value stock while SEZL is a growth play — different risk/reward profiles.

SEZL carries more volatility with a beta of 6.97 — expect wider price swings.

SEZL is growing revenue faster at 29.2% — sustainability is the question.

BRK-B generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

SEZL scores higher overall (73/100 vs 62/100), backed by strong 30.8% margins and 29.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Sezzle Inc.

FINANCIAL SERVICES · CREDIT SERVICES · USA

Sezzle Inc. is a technology-enabled payments company primarily in the United States and Canada. The company is headquartered in Minneapolis, Minnesota.

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