WallStSmart
SBCF

Seacoast Banking Corporation of Florida

NASDAQ: SBCF · FINANCIAL SERVICES · BANKS - REGIONAL

$33.98
+0.35% today

Updated 2026-09-11

Market cap
$3.28B
P/E ratio
22.42
P/S ratio
4.81x
EPS (TTM)
$1.51
Dividend yield
2.17%
52W range
$28 – $36
Volume
0.9M

WallStSmart proprietary scores

71
out of 100
Grade: B
Buy
Investment rating
8.7
Growth
A
4.0
Quality
C
6.5
Profitability
B
5.0
Valuation
C+
2/9
Piotroski F-Score
Weak
-0.3
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →251 stocks currently score above 75

Price targets

Analyst target
$37.04
+9.01%
12-Month target
$29.85
-12.15%
Intrinsic (DCF)
Margin of safety
2 Strong Buy0 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 23.80% — above average
+ Free cash flow $57.27M — positive
+ Revenue growth 38.30% QoQ
+ Debt/equity 0.43x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Altman Z -0.25 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$446.58M$768.13M$808.99M$869.54M$682.18M
Net income$106.51M$104.03M$120.99M$144.88M$59.53M
EPS$1.51
Free cash flow$183.21M$140.32M$175.87M$178.89M$57.27M
Profit margin23.85%13.54%14.96%16.66%23.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
SBCF$3.28B718.76.55.04.0Strong Buy
BRK-A$1.09T747.37.55.08.5Strong Buy
BRK-B$1.09T747.37.55.08.0Strong Buy
JPM$946.93B8110.08.05.73.0Exceptional Buy
V$691.65B686.710.04.35.0Strong Buy
MA$498.62B727.310.05.05.5Strong Buy

Smart narrative

Seacoast Banking Corporation of Florida trades at $33.98. representing a P/E of 22.42x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of -0.25, it sits in the distress. TTM revenue stands at $682.18M. with profit margins at 23.80%.

Frequently asked questions

What is Seacoast Banking Corporation of Florida's stock price?

Seacoast Banking Corporation of Florida (SBCF) trades at $33.98, on a P/E of 22.4x and a P/S of 4.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Seacoast Banking Corporation of Florida overvalued?

Seacoast Banking Corporation of Florida carries a Smart Value Score of 71/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Seacoast Banking Corporation of Florida (SBCF)?

The 12-month analyst consensus target is $37.04, about 9.0% above the current $33.98. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Seacoast Banking Corporation of Florida's revenue?

Seacoast Banking Corporation of Florida's trailing twelve-month revenue is $682.18M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Seacoast Banking Corporation of Florida's Altman Z-Score is -0.25, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.81x
ROE5.49%
Beta0.86
50D MA$34.11
200D MA$32.33
Shares out0.10B
Float0.09B
Short ratio
Avg volume0.9M

Performance

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