SBCF
Seacoast Banking Corporation of Florida
NASDAQ: SBCF · FINANCIAL SERVICES · BANKS - REGIONAL
$31.28
-1.42% today
Updated 2026-04-29
Market cap
$3.05B
P/E ratio
20.99
P/S ratio
5.11x
EPS (TTM)
$1.49
Dividend yield
—
52W range
$23 – $35
Volume
0.8M
Seacoast Banking Corporation of Florida (SBCF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $163.93M | $169.97M | $149.68M | $126.62M | $92.82M | $96.61M | $97.64M | $94.21M | $105.17M | $148.36M | $185.85M | $250.06M | $291.42M | $346.56M | $348.61M | $354.97M | $446.58M | $768.13M | $808.99M | $869.54M |
| Revenue growth (YoY) | — | +3.7% | -11.9% | -15.4% | -26.7% | +4.1% | +1.1% | -3.5% | +11.6% | +41.1% | +25.3% | +34.6% | +16.5% | +18.9% | +0.6% | +1.8% | +25.8% | +72.0% | +5.3% | +7.5% |
| Cost of revenue | $54.07M | $78.38M | $138.49M | $153.38M | $50.01M | $15.93M | $19.27M | $8.74M | $1.87M | $9.57M | $10.88M | $20.95M | $41.61M | $57.20M | $62.66M | $-1.07M | $41.67M | $239.49M | $310.85M | $334.16M |
| Gross profit | $109.86M | $91.59M | $11.19M | $-26.76M | $42.81M | $80.68M | $78.37M | $85.47M | $103.30M | $138.78M | $174.97M | $229.12M | $249.81M | $289.35M | $285.95M | $356.04M | $404.91M | $528.63M | $498.14M | $535.38M |
| Gross margin | 67.0% | 53.9% | 7.5% | -21.1% | 46.1% | 83.5% | 80.3% | 90.7% | 98.2% | 93.5% | 94.1% | 91.6% | 85.7% | 83.5% | 82.0% | 100.3% | 90.7% | 68.8% | 61.6% | 61.6% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | $36.47M | $38.91M | $37.33M | $48.76M | $43.57M | $43.94M | $49.01M | $48.56M | $55.68M | $64.80M | $81.99M | $96.16M | $105.11M | $88.41M | $105.35M | $117.56M | $152.26M | $216.19M | $199.01M | $260.99M |
| Operating income | $36.81M | $14.16M | $-67.70M | $-158.51M | $-33.20M | $6.67M | $-710000.00 | $11.60M | $10.24M | $35.67M | $44.09M | $79.20M | $87.53M | $128.61M | $100.58M | $158.74M | $138.14M | $134.25M | $155.84M | $186.51M |
| Operating margin | 22.5% | 8.3% | -45.2% | -125.2% | -35.8% | 6.9% | -0.7% | 12.3% | 9.7% | 24.0% | 23.7% | 31.7% | 30.0% | 37.1% | 28.9% | 44.7% | 30.9% | 17.5% | 19.3% | 21.4% |
| EBITDA | $39.59M | $16.25M | $-63.65M | $-153.85M | $-29.82M | $9.46M | $2.14M | $14.21M | $13.25M | $37.84M | $46.93M | $84.12M | $92.73M | $137.15M | $102.30M | $154.89M | $148.77M | $134.68M | $175.05M | $186.51M |
| EBITDA margin | 24.1% | 9.6% | -42.5% | -121.5% | -32.1% | 9.8% | 2.2% | 15.1% | 12.6% | 25.5% | 25.3% | 33.6% | 31.8% | 39.6% | 29.3% | 43.6% | 33.3% | 17.5% | 21.6% | 21.4% |
| EBIT | $36.81M | $14.16M | $-67.70M | $-158.51M | $-33.20M | $6.67M | $-710000.00 | $11.60M | $10.24M | $35.67M | $44.09M | $79.20M | $87.53M | $128.61M | $100.58M | $158.74M | $138.14M | $134.25M | $155.84M | — |
| Interest expense | $50.79M | $65.64M | $49.85M | $28.62M | $18.33M | $13.95M | $8.48M | $5.56M | $5.36M | $6.93M | $8.47M | $15.30M | $29.88M | $46.20M | $24.29M | $8.22M | $14.33M | $200.74M | $293.59M | $282.90M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $23.85M | $9.77M | $-45.60M | $-146.69M | $-33.20M | $6.67M | $-710000.00 | $51.99M | $5.70M | $22.14M | $29.20M | $42.87M | $67.28M | $98.74M | $77.76M | $124.40M | $106.51M | $104.03M | $120.99M | $144.88M |
| Net income growth (YoY) | — | -59.1% | -566.9% | -221.7% | +77.4% | +120.1% | -110.6% | +7422.4% | -89.0% | +288.7% | +31.9% | +46.8% | +56.9% | +46.8% | -21.2% | +60.0% | -14.4% | -2.3% | +16.3% | +19.7% |
| Profit margin | 14.6% | 5.7% | -30.5% | -115.8% | -35.8% | 6.9% | -0.7% | 55.2% | 5.4% | 14.9% | 15.7% | 17.1% | 23.1% | 28.5% | 22.3% | 35.0% | 23.8% | 13.5% | 15.0% | 16.7% |