WallStSmart
RPAY

Repay Holdings Corp

NASDAQ: RPAY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE

$3.35
+1.92% today

Updated 2026-06-04

Market cap
$297.73M
P/E ratio
P/S ratio
0.95x
EPS (TTM)
$-3.03
Dividend yield
52W range
$2 – $6
Volume
1.7M

WallStSmart proprietary scores

39
out of 100
Grade: D
Sell
Investment rating
4.0
Growth
C
6.0
Quality
B
2.0
Profitability
F
5.0
Valuation
C+
4/9
Piotroski F-Score
Moderate
-0.8
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$5.93
+77.01%
12-Month target
Intrinsic (DCF)
Margin of safety
0 Strong Buy4 Buy3 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Debt/equity 0.02x — low leverage
Risks
- Altman Z -0.80 — distress zone
- Thin margins at -82.70%
- Negative free cash flow $-17.13M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$279.23M$296.63M$313.04M$309.26M$312.73M
Net income$12.84M$-110.49M$-10.16M$-256.72M$-9.94M
EPS$-3.03
Free cash flow$34.68M$39.25M$105.24M$90.83M$-17.13M
Profit margin4.60%-37.25%-3.24%-83.01%-82.70%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-07SULLIVAN, THOMAS EUGENESale3,897$3.49
2026-04-09FORAGER, FUND, L.P.Buy78,991$2.68
2026-04-08FORAGER, FUND, L.P.Sale484,720$2.57

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
RPAY$297.73M394.02.05.06.0Hold
NVDA$5.40T8010.010.04.78.5-71.92%Exceptional Buy
AAPL$4.63T676.710.04.36.5Strong Buy
MSFT$3.28T728.09.55.77.0Strong Buy
AVGO$2.28T769.39.55.07.0Strong Buy
TSM$2.18T849.310.06.79.0+49.50%Exceptional Buy

Smart narrative

Repay Holdings Corp trades at $3.35. Our Smart Value Score of 39/100 indicates the stock is weak. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.80, it sits in the distress. TTM revenue stands at $312.73M. with profit margins at -82.70%.

Frequently asked questions

What is Repay Holdings Corp's stock price?

Repay Holdings Corp (RPAY) trades at $3.35, on a P/S of 1.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Repay Holdings Corp overvalued?

Repay Holdings Corp carries a Smart Value Score of 39/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.

What is the price target of Repay Holdings Corp (RPAY)?

The 12-month analyst consensus target is $5.93, about 77.0% above the current $3.35. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Repay Holdings Corp's revenue?

Repay Holdings Corp's trailing twelve-month revenue is $312.73M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Repay Holdings Corp's Altman Z-Score is -0.80, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorTECHNOLOGY
IndustrySOFTWARE - INFRASTRUCTURE
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.95x
ROE-54.12%
Beta1.86
50D MA$3.46
200D MA$3.86
Shares out0.08B
Float0.05B
Short ratio
Avg volume1.7M

Performance

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YTD
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