RPAY
Repay Holdings Corp
NASDAQ: RPAY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE
$3.56
+0.00% today
Updated 2026-09-11
Market cap
$342.15M
P/E ratio
—
P/S ratio
1.01x
EPS (TTM)
$-2.01
Dividend yield
—
52W range
$2 – $6
Volume
0.4M
WallStSmart proprietary scores
46
out of 100
Grade: C
Sell
Investment rating
6.0
Growth
B4.0
Quality
C2.0
Profitability
F5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
-0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$6.85
+92.42%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy4 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $38.06M — positive
+ Revenue growth 33.20% QoQ
Risks
- Altman Z -0.80 — distress zone
- Thin margins at -49.60%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $279.23M | $296.63M | $313.04M | $309.26M | $337.81M |
| Net income | $12.84M | $-110.49M | $-10.16M | $-256.72M | $-10.99M |
| EPS | — | — | — | — | $-2.01 |
| Free cash flow | $34.68M | $39.25M | $105.24M | $90.83M | $38.06M |
| Profit margin | 4.60% | -37.25% | -3.24% | -83.01% | -49.60% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-07-31 | SADEK, ZACHARY F | Buy | 42,500 | — |
| 2026-06-10 | THORNBURGH, RICHARD E | Buy | 50,295 | — |
| 2026-06-10 | RIOS, EMNET LEGESSE | Buy | 50,295 | — |
Peer comparison
Smart narrative
Repay Holdings Corp trades at $3.56. Our Smart Value Score of 46/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.80, it sits in the distress. TTM revenue stands at $337.81M. with profit margins at -49.60%.
Frequently asked questions
What is Repay Holdings Corp's stock price?
Repay Holdings Corp (RPAY) trades at $3.56, on a P/S of 1.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Repay Holdings Corp overvalued?
Repay Holdings Corp carries a Smart Value Score of 46/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Repay Holdings Corp (RPAY)?
The 12-month analyst consensus target is $6.85, about 92.4% above the current $3.56. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Repay Holdings Corp's revenue?
Repay Holdings Corp's trailing twelve-month revenue is $337.81M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Repay Holdings Corp's Altman Z-Score is -0.80, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - INFRASTRUCTURE
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.01x
ROE-54.12%
Beta1.83
50D MA$3.90
200D MA$3.49
Shares out0.08B
Float0.04B
Short ratio—
Avg volume0.4M
Performance
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3 months—
YTD—
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5 years—