RBKB
Rhinebeck Bancorp Inc
NASDAQ: RBKB · FINANCIAL SERVICES · BANKS - REGIONAL
$16.06
-0.24% today
Updated 2026-06-04
Market cap
$182.83M
P/E ratio
18.10
P/S ratio
3.53x
EPS (TTM)
$0.91
Dividend yield
—
52W range
$9 – $18
Volume
0.0M
WallStSmart proprietary scores
44
out of 100
Grade: D
Sell
Investment rating
4.7
Growth
C7.0
Quality
B+6.0
Profitability
B5.3
Valuation
C+5/9
Piotroski F-Score
Moderate
-0.6
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$19.07
+18.74%
12-Month target
$19.07
+18.74%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Free cash flow $2.88M — positive
+ Debt/equity 0.12x — low leverage
Risks
- Altman Z -0.63 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $54.53M | $66.39M | $54.26M | $75.84M | $51.86M |
| Net income | $7.00M | $4.39M | $-8.62M | $10.04M | $2.22M |
| EPS | — | — | — | — | $0.91 |
| Free cash flow | $13.66M | $6.47M | $7.68M | $10.89M | $2.88M |
| Profit margin | 12.83% | 6.62% | -15.89% | 13.24% | 19.20% |
Peer comparison
Smart narrative
Rhinebeck Bancorp Inc trades at $16.06. representing a P/E of 18.10x trailing earnings. Our Smart Value Score of 44/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of -0.63, it sits in the distress. TTM revenue stands at $51.86M. with profit margins at 19.20%.
Frequently asked questions
What is Rhinebeck Bancorp Inc's stock price?
Rhinebeck Bancorp Inc (RBKB) trades at $16.06, on a P/E of 18.1x and a P/S of 3.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Rhinebeck Bancorp Inc overvalued?
Rhinebeck Bancorp Inc carries a Smart Value Score of 44/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Rhinebeck Bancorp Inc (RBKB)?
The 12-month analyst consensus target is $19.07, about 18.7% above the current $16.06. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Rhinebeck Bancorp Inc's revenue?
Rhinebeck Bancorp Inc's trailing twelve-month revenue is $51.86M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Rhinebeck Bancorp Inc's Altman Z-Score is -0.63, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.53x
ROE7.19%
Beta0.16
50D MA$15.87
200D MA$13.32
Shares out0.01B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
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3 months—
YTD—
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5 years—