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RBKB

Rhinebeck Bancorp Inc

NASDAQ: RBKB · FINANCIAL SERVICES · BANKS - REGIONAL

$16.34
+1.55% today

Updated 2026-04-30

Market cap
$180.68M
P/E ratio
17.80
P/S ratio
3.48x
EPS (TTM)
$0.91
Dividend yield
52W range
$9 – $18
Volume
0.0M

Rhinebeck Bancorp Inc (RBKB) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item2013201420152016201720182019202020212022202320242025
Revenue$29.13M$28.28M$29.36M$32.18M$34.26M$39.28M$46.62M$52.69M$51.11M$54.53M$66.39M$54.26M$75.84M
Revenue growth (YoY)-2.9%+3.8%+9.6%+6.5%+14.7%+18.7%+13.0%-3.0%+6.7%+21.8%-18.3%+39.8%
Cost of revenue$0.00$0.00$4.25M$4.20M$7.42M$11.20M$15.16M$620000.00$8.17M$24.40M$28.33M$24.14M
Gross profit$29.13M$28.28M$29.36M$27.93M$30.06M$31.86M$35.42M$37.53M$50.49M$46.36M$42.00M$25.91M$51.71M
Gross margin100.0%100.0%100.0%86.8%87.7%81.1%76.0%71.2%98.8%85.0%63.3%47.8%68.2%
R&D$0.00$0.00$0.00$0.00
SG&A$1.91M$2.07M$2.28M$15.15M$15.49M$16.37M$17.45M$18.99M$22.62M$22.43M$20.69M$21.48M$11.55M
Operating income$8.94M$8.97M$10.24M$4.01M$6.60M$5.37M$7.49M$7.48M$14.99M$8.90M$5.61M$-10.94M$12.69M
Operating margin30.7%31.7%34.9%12.5%19.3%13.7%16.1%14.2%29.3%16.3%8.5%-20.2%16.7%
EBITDA$-3.45M$-3.97M$-4.70M$5.32M$7.81M$6.54M$8.83M$8.88M$16.65M$10.55M$7.11M$-9.51M$13.57M
EBITDA margin-11.8%-14.0%-16.0%16.5%22.8%16.7%18.9%16.9%32.6%19.3%10.7%-17.5%17.9%
EBIT$1.65M$1.12M$1.85M$4.00M$6.60M$5.36M$7.49M$7.46M$14.99M$8.90M$5.61M$-10.94M$12.68M
Interest expense$0.00$0.00$3.05M$3.30M$5.32M$8.74M$8.02M$4.29M$6.76M$22.69M$25.53M$22.48M
Income tax$260575.00$196960.00$992065.00$1.32M$3.60M$1.01M$1.53M$1.56M$3.43M$1.90M$1.22M$-2.32M$2.64M
Effective tax rate15.8%17.6%53.6%32.9%54.5%18.9%20.4%20.9%22.9%21.3%21.7%21.2%20.8%
Net income$1.39M$923258.00$857207.00$2.69M$3.00M$4.36M$5.96M$5.92M$11.56M$7.00M$4.39M$-8.62M$10.04M
Net income growth (YoY)-33.7%-7.2%+213.7%+11.6%+45.1%+36.9%-0.8%+95.3%-39.5%-37.2%-296.1%+216.5%
Profit margin4.8%3.3%2.9%8.4%8.8%11.1%12.8%11.2%22.6%12.8%6.6%-15.9%13.2%