WallStSmart
PRAA

PRA Group Inc

NASDAQ: PRAA · FINANCIAL SERVICES · CREDIT SERVICES

$21.91
-1.17% today

Updated 2026-04-29

Market cap
$864.97M
P/E ratio
P/S ratio
0.72x
EPS (TTM)
$-7.87
Dividend yield
52W range
$10 – $22
Volume
0.5M

WallStSmart proprietary scores

64
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+
5.0
Quality
C+
5.0
Profitability
C+
4.0
Valuation
C
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target
$26.00
+18.67%
12-Month target
Intrinsic (DCF)
Margin of safety
0 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Revenue growth 13.70% QoQ
Risks
- Thin margins at -25.40%
- Negative free cash flow $-11.35M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$966.52M$815.50M$1.12B$1.24B$1.20B
Net income$117.15M$-83.48M$70.60M$-305.14M$56.53M
EPS$-7.87
Free cash flow$8.34M$-100.42M$-98.64M$-90.36M$-11.35M
Profit margin12.12%-10.24%6.28%-24.60%-25.40%

Recent insider activity

DateInsiderTypeSharesPrice
2026-03-09TARRANT, LATISHA OWENSBuy30,303
2026-03-09TARRANT, LATISHA OWENSBuy5,509
2026-03-09TARRANT, LATISHA OWENSSale4,157$18.15

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
PRAA$864.97M647.35.04.05.0Buy
BRK-A$1.01T533.37.55.08.0Buy
BRK-B$1.01T543.37.55.08.0Buy
JPM$844.23B738.08.05.75.5Strong Buy
V$596.57B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

PRA Group Inc trades at $21.91. Our Smart Value Score of 64/100 indicates the stock is good. TTM revenue stands at $1.20B. with profit margins at -25.40%.

Frequently asked questions

What is PRA Group Inc's stock price?
PRA Group Inc (PRAA) trades at $21.91.
Is PRA Group Inc overvalued?
Smart Value Score 64/100 (Grade C+, Hold).
What is the price target of PRA Group Inc (PRAA)?
The analyst target price is $26.00, representing +18.7% upside from the current price of $21.91.
What is PRA Group Inc's revenue?
TTM revenue is $1.20B.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.72x
ROE-26.00%
Beta1.14
50D MA$17.21
200D MA$16.04
Shares out0.04B
Float0.03B
Short ratio
Avg volume0.5M

Performance

1 week+6.89%
1 month+26.69%
3 months+73.34%
YTD+25.33%
1 year
3 years
5 years