PRAA
PRA Group Inc
NASDAQ: PRAA · FINANCIAL SERVICES · CREDIT SERVICES
$16.78
+6.45% today
Updated 2026-06-05
Market cap
$592.71M
P/E ratio
—
P/S ratio
0.48x
EPS (TTM)
$-7.15
Dividend yield
—
52W range
$10 – $23
Volume
0.5M
WallStSmart proprietary scores
64
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A6.5
Quality
B5.0
Profitability
C+4.0
Valuation
C4/9
Piotroski F-Score
Moderate
0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$26.00
+54.95%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $23.53M — positive
+ Revenue growth 16.70% QoQ
+ Debt/equity 0.03x — low leverage
Risks
- Altman Z 0.76 — distress zone
- Thin margins at -22.50%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $966.52M | $815.50M | $1.12B | $1.24B | $1.25B |
| Net income | $117.15M | $-83.48M | $70.60M | $-305.14M | $28.21M |
| EPS | — | — | — | — | $-7.15 |
| Free cash flow | $8.34M | $-100.42M | $-98.64M | $-90.36M | $23.53M |
| Profit margin | 12.12% | -10.24% | 6.28% | -24.60% | -22.50% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-09 | TARRANT, LATISHA OWENS | Buy | 30,303 | — |
| 2026-03-09 | TARRANT, LATISHA OWENS | Buy | 5,509 | — |
| 2026-03-09 | TARRANT, LATISHA OWENS | Sale | 4,157 | $18.15 |
Peer comparison
Smart narrative
PRA Group Inc trades at $16.78. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.76, it sits in the distress. TTM revenue stands at $1.25B. with profit margins at -22.50%.
Frequently asked questions
What is PRA Group Inc's stock price?
PRA Group Inc (PRAA) trades at $16.78, on a P/S of 0.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is PRA Group Inc overvalued?
PRA Group Inc carries a Smart Value Score of 64/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of PRA Group Inc (PRAA)?
The 12-month analyst consensus target is $26.00, about 54.9% above the current $16.78. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is PRA Group Inc's revenue?
PRA Group Inc's trailing twelve-month revenue is $1.25B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
PRA Group Inc's Altman Z-Score is 0.76, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.48x
ROE-28.00%
Beta1.15
50D MA$18.07
200D MA$16.22
Shares out0.04B
Float0.03B
Short ratio—
Avg volume0.5M
Performance
1 week+0.00%
1 month+5.61%
3 months-4.30%
YTD-9.50%
1 year—
3 years—
5 years—