PRAA
PRA Group Inc
NASDAQ: PRAA · FINANCIAL SERVICES · CREDIT SERVICES
$21.91
-1.17% today
Updated 2026-04-29
Market cap
$864.97M
P/E ratio
—
P/S ratio
0.72x
EPS (TTM)
$-7.87
Dividend yield
—
52W range
$10 – $22
Volume
0.5M
PRA Group Inc (PRAA) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $188.91M | $220.75M | $263.27M | $281.09M | $372.71M | $458.94M | $592.80M | $735.13M | $880.97M | $942.02M | $832.12M | $821.92M | $877.96M | $995.30M | $1.07B | $1.10B | $966.52M | $815.50M | $1.12B | $1.24B |
| Revenue growth (YoY) | — | +16.9% | +19.3% | +6.8% | +32.6% | +23.1% | +29.2% | +24.0% | +19.8% | +6.9% | -11.7% | -1.2% | +6.8% | +13.4% | +7.0% | +2.8% | -11.8% | -15.6% | +37.8% | +10.4% |
| Cost of revenue | $378546.00 | $9.07M | $10.93M | $13.56M | $124.08M | $138.20M | $168.36M | $192.47M | $234.53M | $268.35M | $258.85M | $344.69M | $319.40M | $310.44M | $436.86M | $426.12M | $416.21M | $399.46M | $438.17M | $10.44M |
| Gross profit | $188.53M | $220.75M | $263.27M | $281.09M | $248.63M | $320.73M | $424.44M | $542.66M | $646.44M | $673.67M | $573.28M | $477.23M | $558.56M | $684.86M | $628.55M | $669.61M | $550.31M | $416.04M | $685.65M | $1.23B |
| Gross margin | 99.8% | 100.0% | 100.0% | 100.0% | 66.7% | 69.9% | 71.6% | 73.8% | 73.4% | 71.5% | 68.9% | 58.1% | 63.6% | 68.8% | 59.0% | 61.1% | 56.9% | 51.0% | 61.0% | 99.2% |
| R&D | — | — | — | — | $0.00 | $1.30M | $1.30M | $1.50M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| SG&A | $58.14M | $128.13M | $164.04M | $182.47M | $71.47M | $89.05M | $139.44M | $161.02M | $183.75M | $177.28M | $181.68M | $167.35M | $208.06M | $251.33M | $214.17M | $186.67M | $265.36M | $267.57M | $324.99M | $361.58M |
| Operating income | $72.00M | $81.18M | $84.84M | $80.61M | $129.86M | $178.03M | $216.06M | $297.53M | $342.07M | $310.34M | $219.75M | $213.73M | $185.26M | $247.69M | $349.70M | $375.00M | $285.80M | $100.49M | $339.73M | $420.74M |
| Operating margin | 38.1% | 36.8% | 32.2% | 28.7% | 34.8% | 38.8% | 36.4% | 40.5% | 38.8% | 32.9% | 26.4% | 26.0% | 21.1% | 24.9% | 32.8% | 34.2% | 29.6% | 12.3% | 30.2% | 33.9% |
| EBITDA | $77.13M | $87.12M | $92.32M | $89.83M | $142.36M | $190.97M | $230.59M | $311.95M | $354.65M | $336.94M | $236.56M | $204.49M | $233.03M | $278.99M | $226.45M | $266.11M | $170.37M | $10.49M | $209.13M | $18.99M |
| EBITDA margin | 40.8% | 39.5% | 35.1% | 32.0% | 38.2% | 41.6% | 38.9% | 42.4% | 40.3% | 35.8% | 28.4% | 24.9% | 26.5% | 28.0% | 21.3% | 24.3% | 17.6% | 1.3% | 18.6% | 1.5% |
| EBIT | $72.00M | $81.60M | $84.90M | $80.61M | $129.93M | $178.03M | $216.07M | $297.53M | $336.24M | $317.07M | $212.20M | $184.73M | $213.71M | $261.52M | $207.99M | $250.85M | $155.13M | $-8.13M | $198.34M | $8.55M |
| Interest expense | $378546.00 | $3.70M | $11.15M | $7.91M | $9.05M | $10.57M | $9.04M | $14.47M | $35.23M | $59.55M | $76.57M | $24.45M | $124.21M | $144.16M | $35.50M | $38.96M | $51.70M | $74.76M | $88.73M | $251.79M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $44.49M | $48.24M | $45.36M | $44.31M | $73.45M | $100.79M | $126.59M | $175.31M | $176.50M | $167.93M | $86.25M | $164.31M | $65.56M | $86.16M | $149.34M | $183.16M | $117.15M | $-83.48M | $70.60M | $-305.14M |
| Net income growth (YoY) | — | +8.4% | -6.0% | -2.3% | +65.8% | +37.2% | +25.6% | +38.5% | +0.7% | -4.9% | -48.6% | +90.5% | -60.1% | +31.4% | +73.3% | +22.6% | -36.0% | -171.3% | +184.6% | -532.2% |
| Profit margin | 23.6% | 21.9% | 17.2% | 15.8% | 19.7% | 22.0% | 21.4% | 23.8% | 20.0% | 17.8% | 10.4% | 20.0% | 7.5% | 8.7% | 14.0% | 16.7% | 12.1% | -10.2% | 6.3% | -24.6% |