WallStSmart
PMTS

CPI Card Group Inc

NASDAQ: PMTS · FINANCIAL SERVICES · CREDIT SERVICES

$15.83
-3.73% today

Updated 2026-06-05

Market cap
$192.91M
P/E ratio
16.48
P/S ratio
0.34x
EPS (TTM)
$1.02
Dividend yield
52W range
$11 – $26
Volume
0.0M

WallStSmart proprietary scores

46
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C
7.0
Quality
B+
5.5
Profitability
C+
7.0
Valuation
B+
1/9
Piotroski F-Score
Weak
2.5
Altman Z-Score
Grey zone
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$27.50
+73.72%
12-Month target
$15.36
-2.97%
Intrinsic (DCF)
Margin of safety
0 Strong Buy4 Buy0 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $10.13M — positive
+ Revenue growth 19.80% QoQ
+ Debt/equity -20.69x — low leverage
Risks
- Piotroski 1/9 — weak financial health
- Thin margins at 2.15%

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$475.75M$444.55M$480.60M$543.53M$567.88M
Net income$36.54M$23.98M$19.52M$14.95M$2.06M
EPS$1.02
Free cash flow$13.47M$27.64M$34.06M$41.33M$10.13M
Profit margin7.68%5.40%4.06%2.75%2.15%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
PMTS$192.91M464.75.57.07.0Hold
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

CPI Card Group Inc trades at $15.83. representing a P/E of 16.48x trailing earnings. Our Smart Value Score of 46/100 indicates the stock is fair. The company scores 1/9 on the Piotroski F-Score. With an Altman Z-Score of 2.45, it sits in the grey zone. TTM revenue stands at $567.88M. with profit margins at 2.15%.

Frequently asked questions

What is CPI Card Group Inc's stock price?

CPI Card Group Inc (PMTS) trades at $15.83, on a P/E of 16.5x and a P/S of 0.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is CPI Card Group Inc overvalued?

CPI Card Group Inc carries a Smart Value Score of 46/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.

What is the price target of CPI Card Group Inc (PMTS)?

The 12-month analyst consensus target is $27.50, about 73.7% above the current $15.83. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is CPI Card Group Inc's revenue?

CPI Card Group Inc's trailing twelve-month revenue is $567.88M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

CPI Card Group Inc's Altman Z-Score is 2.45, which places it in the grey zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.34x
ROE
Beta1.09
50D MA$16.45
200D MA$15.01
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.0M

Performance

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YTD
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