PMTS
CPI Card Group Inc
NASDAQ: PMTS · FINANCIAL SERVICES · CREDIT SERVICES
$16.94
-6.72% today
Updated 2026-04-29
Market cap
$194.14M
P/E ratio
13.55
P/S ratio
0.36x
EPS (TTM)
$1.25
Dividend yield
—
52W range
$11 – $27
Volume
0.1M
CPI Card Group Inc (PMTS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $183.79M | $196.37M | $261.01M | $374.11M | $308.70M | $223.74M | $255.81M | $278.07M | $312.19M | $375.12M | $475.75M | $444.55M | $480.60M | $543.53M |
| Revenue growth (YoY) | — | +6.8% | +32.9% | +43.3% | -17.5% | -27.5% | +14.3% | +8.7% | +12.3% | +20.2% | +26.8% | -6.6% | +8.1% | +13.1% |
| Cost of revenue | $130.90M | $136.87M | $179.28M | $238.29M | $206.80M | $155.54M | $177.22M | $187.00M | $201.88M | $233.69M | $299.98M | $289.06M | $309.38M | $373.44M |
| Gross profit | $52.89M | $59.50M | $81.73M | $135.82M | $101.90M | $68.20M | $78.59M | $91.07M | $110.31M | $141.43M | $175.77M | $155.49M | $171.22M | $170.10M |
| Gross margin | 28.8% | 30.3% | 31.3% | 36.3% | 33.0% | 30.5% | 30.7% | 32.8% | 35.3% | 37.7% | 36.9% | 35.0% | 35.6% | 31.3% |
| R&D | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — |
| SG&A | — | — | $42.65M | $61.12M | $66.71M | $67.26M | $68.01M | $65.74M | $65.79M | $75.70M | $90.78M | $88.18M | $103.40M | $115.25M |
| Operating income | $19.90M | $26.15M | $34.47M | $67.72M | $28.98M | $-19.30M | $4.59M | $24.71M | $38.39M | $59.46M | $79.13M | $61.59M | $62.79M | $54.84M |
| Operating margin | 10.8% | 13.3% | 13.2% | 18.1% | 9.4% | -8.6% | 1.8% | 8.9% | 12.3% | 15.9% | 16.6% | 13.9% | 13.1% | 10.1% |
| EBITDA | $32.57M | $40.44M | $47.97M | $84.40M | $48.61M | $-1.85M | $22.70M | $40.62M | $55.11M | $74.56M | $93.65M | $77.31M | $79.21M | $77.30M |
| EBITDA margin | 17.7% | 20.6% | 18.4% | 22.6% | 15.7% | -0.8% | 8.9% | 14.6% | 17.7% | 19.9% | 19.7% | 17.4% | 16.5% | 14.2% |
| EBIT | $19.90M | $26.15M | $33.77M | $68.40M | $31.68M | $-18.77M | $4.29M | $23.37M | $38.28M | $59.46M | $78.76M | $61.38M | $62.79M | $54.84M |
| Interest expense | $5.76M | $7.84M | $7.51M | $18.33M | $20.04M | $20.85M | $23.43M | $24.89M | $25.40M | $30.61M | $29.62M | $26.91M | $34.09M | $32.47M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $4.93M | $8.59M | $13.30M | $30.86M | $5.40M | $-22.01M | $-37.46M | $-5.12M | $16.13M | $15.94M | $36.54M | $23.98M | $19.52M | $14.95M |
| Net income growth (YoY) | — | +74.2% | +54.9% | +132.0% | -82.5% | -507.7% | -70.2% | +86.3% | +415.2% | -1.2% | +129.2% | -34.4% | -18.6% | -23.4% |
| Profit margin | 2.7% | 4.4% | 5.1% | 8.2% | 1.7% | -9.8% | -14.6% | -1.8% | 5.2% | 4.2% | 7.7% | 5.4% | 4.1% | 2.8% |