PGY
Pagaya Technologies Ltd.
NASDAQ: PGY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE
$12.92
-4.12% today
Updated 2026-04-29
Market cap
$1.07B
P/E ratio
13.89
P/S ratio
0.82x
EPS (TTM)
$0.93
Dividend yield
—
52W range
$10 – $45
Volume
3.2M
WallStSmart proprietary scores
65
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+5.5
Quality
C+6.5
Profitability
B9.3
Valuation
A+4/9
Piotroski F-Score
Moderate
0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$26.40
+104.41%
12-Month target
$11.59
-10.26%
Intrinsic (DCF)
$55.51
Margin of safety
+76.81%
2 Strong Buy8 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $76.71M — positive
+ Revenue growth 19.80% QoQ
+ 76.81% below intrinsic value
Risks
- Altman Z 0.54 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $685.41M | $772.81M | $1.00B | $1.26B | $1.30B |
| Net income | $-302.32M | $-128.44M | $-401.41M | $81.39M | $34.30M |
| EPS | — | — | — | — | $0.93 |
| Free cash flow | $-62.41M | $-10.61M | $43.28M | $224.72M | $76.71M |
| Profit margin | -44.11% | -16.62% | -39.96% | 6.45% | 6.25% |
Peer comparison
Smart narrative
Pagaya Technologies Ltd. trades at $12.92. representing a P/E of 13.89x trailing earnings. Our Smart Value Score of 65/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.54, it sits in the distress. TTM revenue stands at $1.30B. with profit margins at 6.25%. Our DCF model estimates intrinsic value at $55.51.
Frequently asked questions
What is Pagaya Technologies Ltd.'s stock price?
Pagaya Technologies Ltd. (PGY) trades at $12.92.
Is Pagaya Technologies Ltd. overvalued?
Smart Value Score 65/100 (Grade B, Buy). DCF value $55.51.
What is the price target of Pagaya Technologies Ltd. (PGY)?
The analyst target price is $26.40, representing +104.4% upside from the current price of $12.92.
What is the intrinsic value of Pagaya Technologies Ltd. (PGY)?
Based on our DCF model, intrinsic value is $55.51, a +76.8% margin of safety versus $12.92.
What is the future stock price of PGY by 2030?
Our revenue-driven model estimates Pagaya Technologies Ltd. could reach $28.58 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Pagaya Technologies Ltd.'s revenue?
TTM revenue is $1.30B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
0.54 — distress.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - INFRASTRUCTURE
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.82x
ROE13.00%
Beta5.76
50D MA$12.13
200D MA$23.60
Shares out0.07B
Float0.06B
Short ratio—
Avg volume3.2M
Performance
1 week+2.89%
1 month+13.87%
3 months-48.41%
YTD-40.29%
1 year—
3 years—
5 years—