PGY
Pagaya Technologies Ltd.
NASDAQ: PGY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE
$14.54
-5.82% today
Updated 2026-06-05
Market cap
$1.25B
P/E ratio
13.50
P/S ratio
0.94x
EPS (TTM)
$1.12
Dividend yield
—
52W range
$10 – $45
Volume
3.7M
WallStSmart proprietary scores
73
out of 100
Grade: B
Buy
Investment rating
8.7
Growth
A4.5
Quality
C7.5
Profitability
B+8.0
Valuation
A5/9
Piotroski F-Score
Moderate
0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$26.90
+85.01%
12-Month target
$11.59
-20.29%
Intrinsic (DCF)
$13.06
Margin of safety
+1.45%
2 Strong Buy8 Buy0 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $40.01M — positive
Risks
- Altman Z 0.76 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $685.41M | $772.81M | $1.00B | $1.26B | $1.33B |
| Net income | $-302.32M | $-128.44M | $-401.41M | $81.39M | $24.69M |
| EPS | — | — | — | — | $1.12 |
| Free cash flow | $-62.41M | $-10.61M | $43.28M | $224.72M | $40.01M |
| Profit margin | -44.11% | -16.62% | -39.96% | 6.45% | 7.39% |
Peer comparison
Smart narrative
Pagaya Technologies Ltd. trades at $14.54. representing a P/E of 13.50x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.76, it sits in the distress. TTM revenue stands at $1.33B. with profit margins at 7.39%. Our DCF model estimates intrinsic value at $13.06.
Frequently asked questions
What is Pagaya Technologies Ltd.'s stock price?
Pagaya Technologies Ltd. (PGY) trades at $14.54, on a P/E of 13.5x and a P/S of 0.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Pagaya Technologies Ltd. overvalued?
Pagaya Technologies Ltd. carries a Smart Value Score of 73/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read. Our DCF puts intrinsic value at $13.06 versus the $14.54 price, a 1.4% margin of safety on a cash flow basis.
What is the price target of Pagaya Technologies Ltd. (PGY)?
The 12-month analyst consensus target is $26.90, about 85.0% above the current $14.54. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of PGY by 2030?
Our research-backed model puts the 2030 base case at $28.58, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is the intrinsic value of Pagaya Technologies Ltd. (PGY)?
Our DCF model estimates intrinsic value at $13.06, a +1.4% margin of safety versus today's $14.54. Intrinsic value is what the projected cash flows are worth today. A positive reading means the price sits below that estimate, leaving a cushion if growth holds.
What is Pagaya Technologies Ltd.'s revenue?
Pagaya Technologies Ltd.'s trailing twelve-month revenue is $1.33B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Pagaya Technologies Ltd.'s Altman Z-Score is 0.76, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - INFRASTRUCTURE
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.94x
ROE18.55%
Beta5.44
50D MA$13.15
200D MA$21.90
Shares out0.07B
Float0.07B
Short ratio—
Avg volume3.7M
Performance
1 week+2.89%
1 month+13.87%
3 months-48.41%
YTD-40.29%
1 year—
3 years—
5 years—