PFBC
Preferred Bank
NASDAQ: PFBC · FINANCIAL SERVICES · BANKS - REGIONAL
$93.53
+1.25% today
Updated 2026-06-05
Market cap
$1.20B
P/E ratio
9.49
P/S ratio
4.25x
EPS (TTM)
$10.71
Dividend yield
3.07%
52W range
$77 – $102
Volume
0.1M
WallStSmart proprietary scores
71
out of 100
Grade: B
Buy
Investment rating
6.0
Growth
B6.5
Quality
B8.0
Profitability
A7.7
Valuation
B+4/9
Piotroski F-Score
Moderate
0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$103.75
+10.93%
12-Month target
$110.88
+18.55%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy4 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 47.50% — above average
+ Free cash flow $44.27M — positive
+ Debt/equity 0.50x — low leverage
Risks
- Altman Z 0.50 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $301.43M | $481.76M | $520.43M | $499.04M | $283.40M |
| Net income | $128.84M | $150.04M | $130.66M | $133.63M | $31.14M |
| EPS | — | — | — | — | $10.71 |
| Free cash flow | $143.40M | $172.98M | $163.60M | $166.79M | $44.27M |
| Profit margin | 42.75% | 31.14% | 25.11% | 26.78% | 47.50% |
Peer comparison
Smart narrative
Preferred Bank trades at $93.53. representing a P/E of 9.49x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.50, it sits in the distress. TTM revenue stands at $283.40M. with profit margins at 47.50%.
Frequently asked questions
What is Preferred Bank's stock price?
Preferred Bank (PFBC) trades at $93.53, on a P/E of 9.5x and a P/S of 4.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Preferred Bank overvalued?
Preferred Bank carries a Smart Value Score of 71/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Preferred Bank (PFBC)?
The 12-month analyst consensus target is $103.75, about 10.9% above the current $93.53. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Preferred Bank's revenue?
Preferred Bank's trailing twelve-month revenue is $283.40M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Preferred Bank's Altman Z-Score is 0.50, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.25x
ROE17.50%
Beta0.56
50D MA$94.76
200D MA$92.82
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
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