PFBC
Preferred Bank
NASDAQ: PFBC · FINANCIAL SERVICES · BANKS - REGIONAL
$95.04
+0.34% today
Updated 2026-05-08
Market cap
$1.12B
P/E ratio
9.10
P/S ratio
3.96x
EPS (TTM)
$10.41
Dividend yield
3.23%
52W range
$77 – $101
Volume
0.1M
Preferred Bank (PFBC) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $93.29M | $115.70M | $90.90M | $65.35M | $42.00M | $48.24M | $56.45M | $72.95M | $85.07M | $99.07M | $127.55M | $162.86M | $203.95M | $232.97M | $220.32M | $218.78M | $301.43M | $481.76M | $520.43M | $499.04M |
| Revenue growth (YoY) | — | +24.0% | -21.4% | -28.1% | -35.7% | +14.9% | +17.0% | +29.2% | +16.6% | +16.5% | +28.7% | +27.7% | +25.2% | +14.2% | -5.4% | -0.7% | +37.8% | +59.8% | +8.0% | -4.1% |
| Cost of revenue | $33.38M | $49.10M | $65.19M | $94.06M | $31.37M | $16.00M | $27.58M | $10.98M | $12.69M | $12.66M | $25.13M | $33.40M | $51.07M | $65.53M | $66.11M | $24.16M | $54.37M | $198.61M | $248.57M | $224.74M |
| Gross profit | $59.91M | $66.60M | $25.71M | $-28.71M | $10.63M | $32.24M | $28.86M | $61.97M | $72.38M | $86.42M | $102.41M | $129.47M | $152.88M | $167.43M | $154.21M | $194.62M | $247.05M | $283.14M | $271.86M | $274.30M |
| Gross margin | 64.2% | 57.6% | 28.3% | -43.9% | 25.3% | 66.8% | 51.1% | 84.9% | 85.1% | 87.2% | 80.3% | 79.5% | 75.0% | 71.9% | 70.0% | 89.0% | 82.0% | 58.8% | 52.2% | 55.0% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $12.22M | $11.87M | $9.83M | $8.88M | $10.96M | $12.55M | $13.97M | $17.78M | $19.63M | $22.67M | $28.08M | $32.26M | $37.02M | $41.50M | $39.56M | $42.61M | $48.61M | $51.31M | $53.65M | $65.72M |
| Operating income | $39.89M | $45.14M | $-9.89M | $-80.66M | $-17.51M | $7.18M | $3.29M | $31.49M | $40.85M | $50.23M | $59.70M | $80.48M | $98.70M | $111.41M | $96.86M | $133.83M | $179.20M | $210.63M | $184.03M | $189.55M |
| Operating margin | 42.8% | 39.0% | -10.9% | -123.4% | -41.7% | 14.9% | 5.8% | 43.2% | 48.0% | 50.7% | 46.8% | 49.4% | 48.4% | 47.8% | 44.0% | 61.2% | 59.4% | 43.7% | 35.4% | 38.0% |
| EBITDA | $40.20M | $44.63M | $-9.11M | $-79.55M | $-16.62M | $7.92M | $3.94M | $32.17M | $41.33M | $50.85M | $60.63M | $81.47M | $99.65M | $112.75M | $98.77M | $135.72M | $181.09M | $211.57M | $186.18M | $189.55M |
| EBITDA margin | 43.1% | 38.6% | -10.0% | -121.7% | -39.6% | 16.4% | 7.0% | 44.1% | 48.6% | 51.3% | 47.5% | 50.0% | 48.9% | 48.4% | 44.8% | 62.0% | 60.1% | 43.9% | 35.8% | 38.0% |
| EBIT | $39.89M | $45.14M | $-9.89M | $-80.66M | $-17.51M | $7.18M | $3.29M | $31.49M | $40.85M | $50.23M | $59.70M | $80.48M | $98.70M | $111.41M | $96.87M | $133.83M | $179.20M | $209.85M | $184.03M | — |
| Interest expense | $31.42M | $44.20M | $34.63M | $22.81M | $14.82M | $10.30M | $7.78M | $7.73M | $9.34M | $10.86M | $18.73M | $27.90M | $40.94M | $62.08M | $40.11M | $25.16M | $47.02M | $188.61M | $236.47M | $215.64M |
| Income tax | $16.54M | $18.67M | $-4.88M | $-8.13M | $-704000.00 | $-5.05M | $-20.58M | $12.29M | $16.25M | $20.48M | $23.33M | $37.09M | $27.70M | $33.03M | $27.39M | $38.59M | $50.35M | $59.81M | $53.37M | $55.91M |
| Effective tax rate | 41.5% | 41.4% | 49.3% | 10.1% | 4.0% | -70.3% | -625.8% | 39.0% | 39.8% | 40.8% | 39.1% | 46.1% | 28.1% | 29.7% | 28.3% | 28.8% | 28.1% | 28.5% | 29.0% | 29.5% |
| Net income | $23.35M | $26.47M | $-5.01M | $-72.53M | $-16.81M | $12.23M | $23.87M | $19.20M | $24.59M | $29.74M | $36.37M | $43.39M | $70.99M | $78.37M | $69.47M | $95.24M | $128.84M | $150.04M | $130.66M | $133.63M |
| Net income growth (YoY) | — | +13.3% | -118.9% | -1347.2% | +76.8% | +172.8% | +95.1% | -19.6% | +28.1% | +20.9% | +22.3% | +19.3% | +63.6% | +10.4% | -11.4% | +37.1% | +35.3% | +16.4% | -12.9% | +2.3% |
| Profit margin | 25.0% | 22.9% | -5.5% | -111.0% | -40.0% | 25.4% | 42.3% | 26.3% | 28.9% | 30.0% | 28.5% | 26.6% | 34.8% | 33.6% | 31.5% | 43.5% | 42.7% | 31.1% | 25.1% | 26.8% |