PEBK
Peoples Bancorp of North Carolina
NASDAQ: PEBK · FINANCIAL SERVICES · BANKS - REGIONAL
$39.42
+0.90% today
Updated 2026-04-30
Market cap
$211.07M
P/E ratio
10.95
P/S ratio
2.35x
EPS (TTM)
$3.63
Dividend yield
2.06%
52W range
$26 – $43
Volume
0.0M
WallStSmart proprietary scores
51
out of 100
Grade: C
Hold
Investment rating
5.3
Growth
C+5.0
Quality
C+7.0
Profitability
B+6.7
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$13.00
-67.02%
12-Month target
$28.74
-27.09%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Profit margin 22.10% — above average
+ Free cash flow $5.06M — positive
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $70.72M | $85.78M | $97.79M | $114.60M | $89.87M |
| Net income | $16.12M | $15.55M | $16.35M | $19.83M | $4.40M |
| EPS | — | — | — | — | $3.63 |
| Free cash flow | $18.09M | $20.83M | $19.97M | $19.96M | $5.06M |
| Profit margin | 22.80% | 18.12% | 16.72% | 17.30% | 22.10% |
Peer comparison
Smart narrative
Peoples Bancorp of North Carolina trades at $39.42. representing a P/E of 10.95x trailing earnings. Our Smart Value Score of 51/100 indicates the stock is fair. TTM revenue stands at $89.87M. with profit margins at 22.10%.
Frequently asked questions
What is Peoples Bancorp of North Carolina's stock price?
Peoples Bancorp of North Carolina (PEBK) trades at $39.42.
Is Peoples Bancorp of North Carolina overvalued?
Smart Value Score 51/100 (Grade C, Hold).
What is the price target of Peoples Bancorp of North Carolina (PEBK)?
The analyst target price is $13.00, representing -67.0% downside from the current price of $39.42.
What is Peoples Bancorp of North Carolina's revenue?
TTM revenue is $89.87M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.35x
ROE13.40%
Beta0.31
50D MA$39.24
200D MA$34.11
Shares out0.01B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
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