WallStSmart
PEBK

Peoples Bancorp of North Carolina

NASDAQ: PEBK · FINANCIAL SERVICES · BANKS - REGIONAL

$40.27
-2.44% today

Updated 2026-06-03

Market cap
$234.48M
P/E ratio
12.17
P/S ratio
2.61x
EPS (TTM)
$3.63
Dividend yield
1.87%
52W range
$26 – $46
Volume
0.0M

Peoples Bancorp of North Carolina (PEBK) Earnings

Quarterly earnings history, analyst estimates, and stock price reaction.

EPS beat streak
1 of 8
Last 8 quarters
Avg EPS surprise
Last 4 quarters
Revenue YoY growth
+14.7%
Most recent quarter
EPS YoY growth
+1.2%
Most recent quarter

Quarterly EPS and revenue trend

Quarterly revenue EPS (diluted)

How the stock reacts to earnings

Avg 1-day reaction
+2.2%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+10.8%
2025-10-20
Report dateEPS actualSurpriseClose beforeClose after1-day reaction
2026-04-20$0.80$42.16$40.65-3.6%
2026-01-26$1.21$36.30$36.08-0.6%
2025-10-20$0.67$28.42$31.50+10.8%

Quarterly earnings history

Fiscal quarter endingEPS estimateEPS actualSurpriseRevenueYoY revenue
2026-03-31$0.80$27.35M+14.7%
2025-12-31$0.00$1.21$31.15M+26.0%
2025-09-30$0.67$24.87M+0.3%
2025-06-30$0.95$25.03M+1.6%
2025-03-31$0.79$23.84M+0.9%
2024-12-31$0.79$24.73M+7.0%
2024-09-30$0.72$24.79M+10.2%
2024-06-30$0.89$24.64M
2024-03-31$0.72$23.63M
2023-12-31$0.62$23.11M
2023-09-30$0.74$22.51M

Frequently asked questions

Has Peoples Bancorp of North Carolina beaten earnings estimates?

Peoples Bancorp of North Carolina has beaten Wall Street EPS estimates in 1 of its last 8 quarterly reports. A consistent beat record suggests management guides conservatively and the business has predictable momentum, which tends to support the stock through earnings season.

How does PEBK stock react to earnings?

PEBK has moved an average of +2.2% the day after earnings over its last 3 reports, finishing higher after 1 of them. Next-day moves show how the market digests results in the short term, and repeated dips on strong reports usually mean expectations were already priced in.

What is Peoples Bancorp of North Carolina's revenue growth rate?

Peoples Bancorp of North Carolina reported year-over-year revenue growth of +14.7% in its most recent quarter, with EPS up +1.2%. Reading revenue growth alongside margins shows whether that growth is translating into profit.