PCB
PCB Bancorp
NASDAQ: PCB · FINANCIAL SERVICES · BANKS - REGIONAL
$28.02
-0.46% today
Updated 2026-07-29
Market cap
$395.55M
P/E ratio
9.71
P/S ratio
3.37x
EPS (TTM)
$2.90
Dividend yield
3.00%
52W range
$19 – $31
Volume
0.0M
WallStSmart proprietary scores
61
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A5.5
Quality
C+7.5
Profitability
B+6.7
Valuation
B6/9
Piotroski F-Score
Moderate
-0.1
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$30.25
+7.96%
12-Month target
$27.54
-1.71%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy3 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 35.30% — above average
+ Free cash flow $20.65M — positive
+ Debt/equity 0.17x — low leverage
Risks
- Altman Z -0.10 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $116.25M | $161.86M | $191.91M | $209.37M | $118.41M |
| Net income | $34.99M | $30.70M | $25.81M | $37.45M | $10.65M |
| EPS | — | — | — | — | $2.90 |
| Free cash flow | $51.81M | $62.03M | $34.91M | $24.40M | $20.65M |
| Profit margin | 30.10% | 18.97% | 13.45% | 17.89% | 35.30% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-06 | LEE, SANG YOUNG | Buy | 1,090 | $21.75 |
| 2026-03-05 | LEE, SANG YOUNG | Buy | 7,500 | $22.25 |
| 2026-03-04 | LEE, SANG YOUNG | Buy | 2,000 | $22.75 |
Peer comparison
Smart narrative
PCB Bancorp trades at $28.02. representing a P/E of 9.71x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of -0.10, it sits in the distress. TTM revenue stands at $118.41M. with profit margins at 35.30%.
Frequently asked questions
What is PCB Bancorp's stock price?
PCB Bancorp (PCB) trades at $28.02, on a P/E of 9.7x and a P/S of 3.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is PCB Bancorp overvalued?
PCB Bancorp carries a Smart Value Score of 61/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of PCB Bancorp (PCB)?
The 12-month analyst consensus target is $30.25, about 8.0% above the current $28.02. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is PCB Bancorp's revenue?
PCB Bancorp's trailing twelve-month revenue is $118.41M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
PCB Bancorp's Altman Z-Score is -0.10, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.37x
ROE10.18%
Beta0.49
50D MA$26.94
200D MA$23.56
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week-3.26%
1 month+0.43%
3 months+16.71%
YTD+30.02%
1 year—
3 years—
5 years—