PCB
PCB Bancorp
NASDAQ: PCB · FINANCIAL SERVICES · BANKS - REGIONAL
$24.13
+0.04% today
Updated 2026-04-30
Market cap
$344.17M
P/E ratio
8.67
P/S ratio
2.96x
EPS (TTM)
$2.79
Dividend yield
3.42%
52W range
$18 – $25
Volume
0.0M
PCB Bancorp (PCB) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $28.73M | $41.56M | $41.12M | $35.72M | $41.69M | $33.39M | $37.35M | $41.79M | $48.76M | $56.05M | $65.87M | $79.16M | $94.15M | $104.81M | $91.50M | $99.91M | $116.25M | $161.86M | $191.91M | $209.37M |
| Revenue growth (YoY) | — | +44.6% | -1.1% | -13.1% | +16.7% | -19.9% | +11.9% | +11.9% | +16.7% | +15.0% | +17.5% | +20.2% | +18.9% | +11.3% | -12.7% | +9.2% | +16.4% | +39.2% | +18.6% | +9.1% |
| Cost of revenue | $13.29M | $20.92M | $23.77M | $40.61M | $39.35M | $16.18M | $11.53M | $5.13M | $3.96M | $6.64M | $9.30M | $11.92M | $19.18M | $28.15M | $26.79M | $-261000.00 | $15.72M | $62.54M | $95.60M | $97.69M |
| Gross profit | $15.44M | $20.64M | $17.34M | $-4.89M | $2.34M | $17.21M | $25.82M | $36.66M | $44.79M | $49.41M | $56.58M | $67.24M | $74.97M | $76.67M | $64.71M | $100.17M | $100.53M | $99.32M | $96.31M | $111.69M |
| Gross margin | 53.7% | 49.7% | 42.2% | -13.7% | 5.6% | 51.5% | 69.1% | 87.7% | 91.9% | 88.1% | 85.9% | 84.9% | 79.6% | 73.1% | 70.7% | 100.3% | 86.5% | 61.4% | 50.2% | 53.3% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $5.54M | $8.81M | $8.62M | $10.89M | $11.56M | $10.39M | $12.31M | $14.49M | $16.71M | $16.89M | $20.65M | $23.59M | $25.41M | $26.89M | $26.75M | $28.57M | $33.76M | $35.33M | $36.57M | $45.79M |
| Operating income | $4.91M | $4.14M | $1.15M | $-19.99M | $-13.64M | $818370.00 | $8.22M | $15.83M | $20.38M | $21.09M | $24.40M | $31.34M | $34.74M | $34.35M | $23.01M | $56.96M | $49.40M | $43.26M | $36.29M | $52.49M |
| Operating margin | 17.1% | 10.0% | 2.8% | -56.0% | -32.7% | 2.5% | 22.0% | 37.9% | 41.8% | 37.6% | 37.0% | 39.6% | 36.9% | 32.8% | 25.1% | 57.0% | 42.5% | 26.7% | 18.9% | 25.1% |
| EBITDA | $5.37M | $5.07M | $2.22M | $-19.00M | $-12.77M | $1.47M | $8.72M | $16.73M | $21.44M | $24.28M | $27.49M | $34.70M | $38.78M | $38.27M | $26.45M | $60.34M | $53.13M | $47.33M | $40.30M | $52.49M |
| EBITDA margin | 18.7% | 12.2% | 5.4% | -53.2% | -30.6% | 4.4% | 23.4% | 40.0% | 44.0% | 43.3% | 41.7% | 43.8% | 41.2% | 36.5% | 28.9% | 60.4% | 45.7% | 29.2% | 21.0% | 25.1% |
| EBIT | $4.91M | $4.15M | $1.15M | $-19.99M | $-13.64M | $818370.00 | $8.22M | $15.83M | $20.38M | $21.09M | $24.40M | $31.34M | $34.74M | $34.35M | $23.01M | $56.96M | $49.40M | $43.26M | $36.29M | — |
| Interest expense | $10.90M | $16.43M | $16.63M | $13.67M | $15.29M | $4.93M | $4.45M | $4.43M | $5.06M | $6.23M | $7.01M | $10.10M | $17.95M | $23.91M | $13.57M | $4.33M | $12.12M | $62.67M | $92.20M | $93.66M |
| Income tax | $2.09M | $1.67M | $425435.00 | $-3.85M | $4.03M | $-23314.00 | $183565.00 | $-5.55M | $8.56M | $8.90M | $10.40M | $14.94M | $10.44M | $10.24M | $6.84M | $16.86M | $14.42M | $12.56M | $10.48M | $15.04M |
| Effective tax rate | 42.7% | 40.2% | 37.1% | 19.3% | -29.5% | -2.8% | 2.2% | -35.0% | 42.0% | 42.2% | 42.6% | 47.7% | 30.1% | 29.8% | 29.7% | 29.6% | 29.2% | 29.0% | 28.9% | 28.6% |
| Net income | $2.81M | $2.48M | $720853.00 | $-16.14M | $-17.67M | $841684.00 | $8.04M | $21.38M | $11.82M | $12.19M | $14.00M | $16.40M | $24.30M | $24.11M | $16.18M | $40.10M | $34.99M | $30.70M | $25.81M | $37.45M |
| Net income growth (YoY) | — | -11.9% | -70.9% | -2338.5% | -9.5% | +104.8% | +854.8% | +166.1% | -44.7% | +3.1% | +14.9% | +17.1% | +48.1% | -0.8% | -32.9% | +147.9% | -12.8% | -12.2% | -15.9% | +45.1% |
| Profit margin | 9.8% | 6.0% | 1.8% | -45.2% | -42.4% | 2.5% | 21.5% | 51.2% | 24.2% | 21.7% | 21.3% | 20.7% | 25.8% | 23.0% | 17.7% | 40.1% | 30.1% | 19.0% | 13.4% | 17.9% |