PBFS
Pioneer Bancorp Inc
NASDAQ: PBFS · FINANCIAL SERVICES · BANKS - REGIONAL
$14.23
+1.28% today
Updated 2026-04-30
Market cap
$348.40M
P/E ratio
17.19
P/S ratio
3.76x
EPS (TTM)
$0.83
Dividend yield
—
52W range
$11 – $15
Volume
0.0M
WallStSmart proprietary scores
59
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A5.0
Quality
C+6.5
Profitability
B6.0
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$—
—
12-Month target
$15.89
+11.67%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Profit margin 21.90% — above average
+ Free cash flow $5.46M — positive
+ Revenue growth 15.70% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $57.92M | $79.69M | $98.70M | $88.12M | $92.59M |
| Net income | $10.28M | $21.95M | $15.26M | $19.20M | $3.75M |
| EPS | — | — | — | — | $0.83 |
| Free cash flow | $49.19M | $25.82M | $23.01M | $32.20M | $5.46M |
| Profit margin | 17.75% | 27.54% | 15.46% | 21.79% | 21.90% |
Peer comparison
Smart narrative
Pioneer Bancorp Inc trades at $14.23. representing a P/E of 17.19x trailing earnings. Our Smart Value Score of 59/100 indicates the stock is fair. TTM revenue stands at $92.59M. with profit margins at 21.90%.
Frequently asked questions
What is Pioneer Bancorp Inc's stock price?
Pioneer Bancorp Inc (PBFS) trades at $14.23.
Is Pioneer Bancorp Inc overvalued?
Smart Value Score 59/100 (Grade C+, Hold).
What is the price target of Pioneer Bancorp Inc (PBFS)?
The analyst target price is $—, representing NaN% downside from the current price of $14.23.
What is Pioneer Bancorp Inc's revenue?
TTM revenue is $92.59M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.76x
ROE6.46%
Beta0.43
50D MA$14.09
200D MA$13.48
Shares out0.02B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—