WallStSmart
PBFS

Pioneer Bancorp Inc

NASDAQ: PBFS · FINANCIAL SERVICES · BANKS - REGIONAL

$14.23
+1.28% today

Updated 2026-04-30

Market cap
$348.40M
P/E ratio
17.19
P/S ratio
3.76x
EPS (TTM)
$0.83
Dividend yield
52W range
$11 – $15
Volume
0.0M

WallStSmart proprietary scores

59
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A
5.0
Quality
C+
6.5
Profitability
B
6.0
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$—
12-Month target
$15.89
+11.67%
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
+ Profit margin 21.90% — above average
+ Free cash flow $5.46M — positive
+ Revenue growth 15.70% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$57.92M$79.69M$98.70M$88.12M$92.59M
Net income$10.28M$21.95M$15.26M$19.20M$3.75M
EPS$0.83
Free cash flow$49.19M$25.82M$23.01M$32.20M$5.46M
Profit margin17.75%27.54%15.46%21.79%21.90%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
PBFS$348.40M598.06.56.05.0Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Pioneer Bancorp Inc trades at $14.23. representing a P/E of 17.19x trailing earnings. Our Smart Value Score of 59/100 indicates the stock is fair. TTM revenue stands at $92.59M. with profit margins at 21.90%.

Frequently asked questions

What is Pioneer Bancorp Inc's stock price?
Pioneer Bancorp Inc (PBFS) trades at $14.23.
Is Pioneer Bancorp Inc overvalued?
Smart Value Score 59/100 (Grade C+, Hold).
What is the price target of Pioneer Bancorp Inc (PBFS)?
The analyst target price is $—, representing NaN% downside from the current price of $14.23.
What is Pioneer Bancorp Inc's revenue?
TTM revenue is $92.59M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.76x
ROE6.46%
Beta0.43
50D MA$14.09
200D MA$13.48
Shares out0.02B
Float0.01B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years