Berkshire Hathaway Inc (BRK-A)vsPioneer Bancorp Inc (PBFS)
BRK-A
Berkshire Hathaway Inc
$733,550.00
+2.11%
FINANCIAL SERVICES · Cap: $1.02T
PBFS
Pioneer Bancorp Inc
$16.14
+2.02%
FINANCIAL SERVICES · Cap: $403.82M
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 397513% more annual revenue ($375.39B vs $94.41M). PBFS leads profitability with a 21.0% profit margin vs 19.3%. BRK-A trades at a lower P/E of 14.0x. BRK-A earns a higher WallStSmart Score of 61/100 (C+).
BRK-A
Buy61
out of 100
Grade: C+
PBFS
Hold47
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Earnings expanding 119.6% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.5B in free cash flow
Reasonable price relative to book value
Keeps 21 of every $100 in revenue as profit
Strong operational efficiency at 24.9%
Areas to Watch
4.4% revenue growth
Expensive relative to growth rate
Smaller company, higher risk/reward
ROE of 6.0% — below average capital efficiency
Earnings declined 4.6%
Negative free cash flow — burning cash
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, EPS Growth. Profitability is solid with margins at 19.3% and operating margin at 14.3%.
Bull Case : PBFS
The strongest argument for PBFS centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 21.0% and operating margin at 24.9%.
Bear Case : BRK-A
The primary concerns for BRK-A are Revenue Growth, PEG Ratio.
Bear Case : PBFS
The primary concerns for PBFS are Market Cap, Return on Equity, EPS Growth.
Key Dynamics to Monitor
BRK-A profiles as a value stock while PBFS is a mature play — different risk/reward profiles.
BRK-A carries more volatility with a beta of 0.62 — expect wider price swings.
PBFS is growing revenue faster at 8.3% — sustainability is the question.
BRK-A generates stronger free cash flow (5.5B), providing more financial flexibility.
Bottom Line
BRK-A scores higher overall (61/100 vs 47/100), backed by strong 19.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Pioneer Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Pioneer Bancorp, Inc. is a portfolio company of Pioneer Savings Bank offering various banking products and services in New York.
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