PAY
Paymentus Holdings, Inc.
NYSE: PAY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE
$28.05
+0.29% today
Updated 2026-04-30
Market cap
$3.52B
P/E ratio
53.79
P/S ratio
2.94x
EPS (TTM)
$0.52
Dividend yield
—
52W range
$22 – $40
Volume
0.6M
WallStSmart proprietary scores
52
out of 100
Grade: C
Hold
Investment rating
9.3
Growth
A+8.5
Quality
A5.5
Profitability
C+5.7
Valuation
C+3/9
Piotroski F-Score
Weak
6.6
Altman Z-Score
Safe zone
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$32.29
+15.12%
12-Month target
$15.68
-44.10%
Intrinsic (DCF)
$71.02
Margin of safety
+65.46%
0 Strong Buy5 Buy2 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Altman Z 6.56 — safe zone
+ Free cash flow $45.05M — positive
+ Revenue growth 28.10% QoQ
+ 65.46% below intrinsic value
+ Debt/equity 0.01x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- P/E 53.79x — expensive valuation
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $497.00M | $614.49M | $871.75M | $1.20B | $1.20B |
| Net income | $-513000.00 | $22.32M | $44.17M | $66.96M | $20.70M |
| EPS | — | — | — | — | $0.52 |
| Free cash flow | $-11.43M | $34.53M | $63.18M | $161.77M | $45.05M |
| Profit margin | -0.10% | 3.63% | 5.07% | 5.60% | 5.59% |
Peer comparison
Smart narrative
Paymentus Holdings, Inc. trades at $28.05. representing a P/E of 53.79x trailing earnings. Our Smart Value Score of 52/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 6.56, it sits in the safe zone. TTM revenue stands at $1.20B. with profit margins at 5.59%. Our DCF model estimates intrinsic value at $71.02.
Frequently asked questions
What is Paymentus Holdings, Inc.'s stock price?
Paymentus Holdings, Inc. (PAY) trades at $28.05.
Is Paymentus Holdings, Inc. overvalued?
Smart Value Score 52/100 (Grade C, Hold). DCF value $71.02.
What is the price target of Paymentus Holdings, Inc. (PAY)?
The analyst target price is $32.29, representing +15.1% upside from the current price of $28.05.
What is the intrinsic value of Paymentus Holdings, Inc. (PAY)?
Based on our DCF model, intrinsic value is $71.02, a +65.5% margin of safety versus $28.05.
What is Paymentus Holdings, Inc.'s revenue?
TTM revenue is $1.20B.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
6.56 — safe zone.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - INFRASTRUCTURE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio2.94x
ROE12.80%
Beta1.44
50D MA$25.65
200D MA$30.33
Shares out0.06B
Float0.06B
Short ratio—
Avg volume0.6M
Performance
1 week—
1 month—
3 months—
YTD—
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5 years—