PAY
Paymentus Holdings, Inc.
NYSE: PAY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE
$26.67
+1.03% today
Updated 2026-05-29
Market cap
$2.66B
P/E ratio
37.05
P/S ratio
2.08x
EPS (TTM)
$0.57
Dividend yield
—
52W range
$20 – $39
Volume
0.7M
WallStSmart proprietary scores
56
out of 100
Grade: C+
Hold
Investment rating
10.0
Growth
A+9.0
Quality
A+6.0
Profitability
B6.3
Valuation
B4/9
Piotroski F-Score
Moderate
6.3
Altman Z-Score
Safe zone
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$34.29
+28.57%
12-Month target
$15.68
-41.21%
Intrinsic (DCF)
$40.27
Margin of safety
+39.09%
0 Strong Buy5 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Altman Z 6.30 — safe zone
+ Free cash flow $20.91M — positive
+ Revenue growth 30.20% QoQ
+ 39.09% below intrinsic value
+ Debt/equity 0.01x — low leverage
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $497.00M | $614.49M | $871.75M | $1.20B | $1.28B |
| Net income | $-513000.00 | $22.32M | $44.17M | $66.94M | $20.88M |
| EPS | — | — | — | — | $0.57 |
| Free cash flow | $-11.43M | $34.53M | $63.18M | $161.77M | $20.91M |
| Profit margin | -0.10% | 3.63% | 5.07% | 5.59% | 5.78% |
Peer comparison
Smart narrative
Paymentus Holdings, Inc. trades at $26.67. representing a P/E of 37.05x trailing earnings. Our Smart Value Score of 56/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 6.30, it sits in the safe zone. TTM revenue stands at $1.28B. with profit margins at 5.78%. Our DCF model estimates intrinsic value at $40.27.
Frequently asked questions
What is Paymentus Holdings, Inc.'s stock price?
Paymentus Holdings, Inc. (PAY) trades at $26.67, on a P/E of 37.1x and a P/S of 2.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Paymentus Holdings, Inc. overvalued?
Paymentus Holdings, Inc. carries a Smart Value Score of 56/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read. Our DCF puts intrinsic value at $40.27 versus the $26.67 price, a 39.1% margin of safety on a cash flow basis.
What is the price target of Paymentus Holdings, Inc. (PAY)?
The 12-month analyst consensus target is $34.29, about 28.6% above the current $26.67. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the intrinsic value of Paymentus Holdings, Inc. (PAY)?
Our DCF model estimates intrinsic value at $40.27, a +39.1% margin of safety versus today's $26.67. Intrinsic value is what the projected cash flows are worth today. A positive reading means the price sits below that estimate, leaving a cushion if growth holds.
What is Paymentus Holdings, Inc.'s revenue?
Paymentus Holdings, Inc.'s trailing twelve-month revenue is $1.28B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Paymentus Holdings, Inc.'s Altman Z-Score is 6.30, which places it in the safe zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - INFRASTRUCTURE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio2.08x
ROE12.69%
Beta1.31
50D MA$25.12
200D MA$29.00
Shares out0.06B
Float0.06B
Short ratio—
Avg volume0.7M
Performance
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