WallStSmart
PAY

Paymentus Holdings, Inc.

NYSE: PAY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE

$27.97
-0.11% today

Updated 2026-04-29

Market cap
$3.52B
P/E ratio
53.79
P/S ratio
2.94x
EPS (TTM)
$0.52
Dividend yield
52W range
$22 – $40
Volume
0.6M

Paymentus Holdings, Inc. (PAY) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item20052006200720082009201020112012201320142015201620172019202020212022202320242025
Revenue$485.37M$581.07M$902.89M$921.93M$844.71M$1.00B$1.30B$1.87B$1.70B$1.87B$2.00B$1.99B$1.87B$235.78M$301.77M$395.52M$497.00M$614.49M$871.75M$1.20B
Revenue growth (YoY)+19.7%+55.4%+2.1%-8.4%+18.6%+30.2%+43.1%-8.8%+9.8%+7.0%-0.4%-6.1%-87.4%+28.0%+31.1%+25.7%+23.6%+41.9%+37.3%
Cost of revenue$288.54M$319.52M$603.66M$628.90M$562.59M$631.23M$812.12M$1.11B$1.06B$1.14B$1.17B$1.20B$1.16B$161.34M$209.14M$274.14M$347.32M$432.15M$633.58M$900.16M
Gross profit$196.82M$261.55M$299.23M$293.03M$282.13M$370.31M$491.75M$755.84M$645.20M$724.70M$826.00M$794.30M$713.10M$74.43M$92.63M$121.38M$149.68M$182.34M$238.17M$296.34M
Gross margin40.6%45.0%33.1%31.8%33.4%37.0%37.7%40.5%37.9%38.8%41.3%39.9%38.1%31.6%30.7%30.7%30.1%29.7%27.3%24.8%
R&D$41.83M$47.35M$65.43M$75.62M$65.15M$74.23M$109.16M$152.00M$173.30M$203.70M$201.60M$207.50M$211.60M$17.86M$24.51M$34.12M$41.22M$44.25M$51.33M$61.47M
SG&A$81.84M$101.18M$177.00M$218.08M$76.47M$84.37M$138.61M$175.17M$181.10M$208.70M$206.20M$204.60M$189.70M$10.21M$17.85M$32.97M$38.14M$36.01M$36.93M$47.40M
Operating income$68.19M$108.31M$35.23M$-315.82M$46.55M$102.42M$105.71M$165.18M$-2.00M$-2.70M$108.20M$74.70M$48.20M$18.37M$18.43M$10.37M$-2.98M$18.09M$44.86M$75.54M
Operating margin14.0%18.6%3.9%-34.3%5.5%10.2%8.1%8.9%-0.1%-0.1%5.4%3.7%2.6%7.8%6.1%2.6%-0.6%2.9%5.1%6.3%
EBITDA$79.54M$121.69M$56.80M$-249.69M$-54.61M$153.19M$168.26M$307.75M$144.00M$214.50M$272.50M$216.00M$32.50M$24.37M$26.50M$23.67M$6.39M$48.69M$81.34M$126.33M
EBITDA margin16.4%20.9%6.3%-27.1%-6.5%15.3%12.9%16.5%8.5%11.5%13.6%10.8%1.7%10.3%8.8%6.0%1.3%7.9%9.3%10.6%
EBIT$61.52M$105.29M$35.23M$-323.02M$-116.11M$106.59M$119.94M$129.91M$-63.80M$900000.00$103.10M$36.80M$-108.20M$18.37M$18.43M$10.37M$-2.98M$18.09M$44.86M$85.28M
Interest expense$14.79M$13.62M$0.00$28.41M$12.48M$28.34M$28.95M$62.83M$44.30M$42.50M$31.50M$34.60M$33.20M$6000.00
Income tax$13.49M$32.16M$73.88M$9.25M$-20.58M$-191.41M$2.05M$188.00M$-3.50M$-7.50M$11.50M$32.50M$4.78M$4.65M$1.07M$-795000.00$2.80M$9.78M
Effective tax rate28.9%35.1%0.0%-21.0%-7.2%-26.3%-210.4%3.1%-173.9%8.4%-10.5%522.7%-23.0%25.9%25.3%10.3%60.8%11.2%18.1%0.0%
Net income$33.24M$59.51M$-34.02M$-425.32M$-137.84M$98.83M$282.40M$65.03M$-296.10M$-38.10M$79.10M$-9.30M$-173.90M$13.70M$13.71M$9.30M$-513000.00$22.32M$44.17M$66.96M
Net income growth (YoY)+79.0%-157.2%-1150.4%+67.6%+171.7%+185.8%-77.0%-555.3%+87.1%+307.6%-111.8%-1769.9%+107.9%+0.1%-32.2%-105.5%+4451.3%+97.9%+51.6%
Profit margin6.8%10.2%-3.8%-46.1%-16.3%9.9%21.7%3.5%-17.4%-2.0%4.0%-0.5%-9.3%5.8%4.5%2.4%-0.1%3.6%5.1%5.6%