PAPL
Pineapple Financial Inc.
NYSE MKT: PAPL · FINANCIAL SERVICES · MORTGAGE FINANCE
$1.73
+28.15% today
Updated 2026-04-29
Market cap
$36.00M
P/E ratio
—
P/S ratio
12.40x
EPS (TTM)
$-5.70
Dividend yield
—
52W range
$0 – $9
Volume
4.4M
WallStSmart proprietary scores
23
out of 100
Grade: F
Strong Sell
Investment rating
2.7
Growth
F5.0
Quality
C+2.5
Profitability
F5.0
Valuation
C+5/9
Piotroski F-Score
Moderate
-4.9
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$5.00
+189.02%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ Debt/equity -0.24x — low leverage
Risks
- Altman Z -4.94 — distress zone
- Thin margins at 0.00%
- Negative free cash flow $-3.27M
- Revenue declining -4.80% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $3.60M | $2.50M | $2.69M | $2.99M | $2.90M |
| Net income | $-2.81M | $-2.81M | $-4.10M | $-3.64M | $-19.50M |
| EPS | — | — | — | — | $-5.70 |
| Free cash flow | $-2.89M | $-3.48M | $-2.83M | $-1.89M | $-3.27M |
| Profit margin | -78.04% | -112.26% | -152.57% | -121.82% | — |
Peer comparison
Smart narrative
Pineapple Financial Inc. trades at $1.73. Our Smart Value Score of 23/100 indicates the stock is weak. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of -4.94, it sits in the distress. TTM revenue stands at $2.90M.
Frequently asked questions
What is Pineapple Financial Inc.'s stock price?
Pineapple Financial Inc. (PAPL) trades at $1.73.
Is Pineapple Financial Inc. overvalued?
Smart Value Score 23/100 (Grade F, Strong Sell).
What is the price target of Pineapple Financial Inc. (PAPL)?
The analyst target price is $5.00, representing +189.0% upside from the current price of $1.73.
What is Pineapple Financial Inc.'s revenue?
TTM revenue is $2.90M.
Piotroski F-Score?
5/9 — moderate financial health.
Altman Z-Score?
-4.94 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryMORTGAGE FINANCE
CountryUSA
ExchangeNYSE MKT
CurrencyUSD
Quick metrics
P/S ratio12.40x
ROE-203.40%
Beta2.34
50D MA$0.69
200D MA$2.80
Shares out0.03B
Float0.01B
Short ratio—
Avg volume4.4M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—