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PAPL

Pineapple Financial Inc.

NYSE MKT: PAPL · FINANCIAL SERVICES · MORTGAGE FINANCE

$1.73
+28.15% today

Updated 2026-04-29

Market cap
$36.00M
P/E ratio
P/S ratio
12.40x
EPS (TTM)
$-5.70
Dividend yield
52W range
$0 – $9
Volume
4.4M

Pineapple Financial Inc. (PAPL) Financial statements

SEC filings — annual and quarterly data.

Income statement — annual

Item202020212022202320242025
Revenue$3.62M$16.12M$3.60M$2.50M$2.69M$2.99M
Revenue growth (YoY)+345.6%-77.7%-30.5%+7.5%+11.1%
Cost of revenue$2.10M$13.25M$2.36M$2.33M$2.44M$1.65M
Gross profit$1.52M$2.87M$1.24M$172137.00$252204.00$1.34M
Gross margin41.9%17.8%34.5%6.9%9.4%44.9%
R&D$0.00$0.00$0.00$0.00
SG&A$556373.00$954785.00$2.90M$2.28M$2.38M$1.58M
Operating income$229768.00$-233516.00$-2.72M$-2.78M$-3.82M$-2.95M
Operating margin6.4%-1.4%-75.4%-111.2%-142.2%-98.7%
EBITDA$262658.00$-180175.00$-2.46M$-2.31M$-3.17M$-2.43M
EBITDA margin7.3%-1.1%-68.3%-92.4%-117.9%-81.2%
EBIT$229768.00$-235723.00$-2.72M$-2.75M$-4.01M$-3.29M
Interest expense$26078.00$94202.00$56316.00$93472.00$336115.00
Income tax
Effective tax rate0.0%0.0%0.0%0.0%0.0%0.0%
Net income$190838.00$-234683.00$-2.81M$-2.81M$-4.10M$-3.64M
Net income growth (YoY)-223.0%-1097.4%+0.0%-46.1%+11.3%
Profit margin5.3%-1.5%-78.0%-112.3%-152.6%-121.8%