OPHC
OptimumBank Holdings, Inc.
NYSE MKT: OPHC · FINANCIAL SERVICES · BANKS - REGIONAL
$5.46
-0.73% today
Updated 2026-04-30
Market cap
$67.65M
P/E ratio
9.42
P/S ratio
1.43x
EPS (TTM)
$0.59
Dividend yield
—
52W range
$4 – $6
Volume
0.0M
WallStSmart proprietary scores
75
out of 100
Grade: B+
Buy
Investment rating
9.3
Growth
A+7.3
Quality
B+7.5
Profitability
B+7.0
Valuation
B+2/9
Piotroski F-Score
Weak
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →201 stocks currently score above 75
Price targets
Analyst target
$6.83
+25.09%
12-Month target
$6.27
+14.84%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 35.20% — above average
+ Free cash flow $6.35M — positive
+ Revenue growth 36.20% QoQ
+ Debt/equity 0.02x — low leverage
Risks
- Piotroski 2/9 — weak financial health
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $22.84M | $39.23M | $64.25M | $71.13M | $47.33M |
| Net income | $4.02M | $6.28M | $13.12M | $16.65M | $4.66M |
| EPS | — | — | — | — | $0.59 |
| Free cash flow | $10.04M | $6.21M | $14.62M | $16.95M | $6.35M |
| Profit margin | 17.61% | 16.01% | 20.43% | 23.41% | 35.20% |
Peer comparison
Smart narrative
OptimumBank Holdings, Inc. trades at $5.46. representing a P/E of 9.42x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. TTM revenue stands at $47.33M. with profit margins at 35.20%.
Frequently asked questions
What is OptimumBank Holdings, Inc.'s stock price?
OptimumBank Holdings, Inc. (OPHC) trades at $5.46.
Is OptimumBank Holdings, Inc. overvalued?
Smart Value Score 75/100 (Grade B+, Buy).
What is the price target of OptimumBank Holdings, Inc. (OPHC)?
The analyst target price is $6.83, representing +25.1% upside from the current price of $5.46.
What is OptimumBank Holdings, Inc.'s revenue?
TTM revenue is $47.33M.
Piotroski F-Score?
2/9 — weak financial health.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE MKT
CurrencyUSD
Quick metrics
P/S ratio1.43x
ROE14.80%
Beta0.28
50D MA$5.30
200D MA$4.57
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
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3 years—
5 years—