OPHC
OptimumBank Holdings, Inc.
NYSE MKT: OPHC · FINANCIAL SERVICES · BANKS - REGIONAL
$5.46
-0.73% today
Updated 2026-04-30
Market cap
$67.65M
P/E ratio
9.42
P/S ratio
1.43x
EPS (TTM)
$0.59
Dividend yield
—
52W range
$4 – $6
Volume
0.0M
OptimumBank Holdings, Inc. (OPHC) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+26.3%
Last 4 quarters
Revenue YoY growth
+30.8%
Most recent quarter
EPS YoY growth
-37.5%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
+2.6%
Last 3 reports
Positive reaction rate
100%
3 of 3 quarters
Largest single-day move
+3.1%
2026-02-02
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-24 | $0.20 | -13.0% | $5.43 | $5.56 | +2.4% |
| 2026-02-02 | $0.21 | +5.0% | $4.71 | $4.86 | +3.1% |
| 2025-11-10 | $0.18 | +20.0% | $3.99 | $4.08 | +2.3% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.23 | $0.20 | -13.0% | $21.24M | +30.8% |
| 2025-12-31 | $0.20 | $0.21 | +5.0% | $19.16M | +14.7% |
| 2025-09-30 | $0.15 | $0.18 | +20.0% | $18.30M | +11.3% |
| 2025-06-30 | $0.15 | $0.29 | +93.3% | $17.42M | +6.3% |
| 2025-03-31 | $0.17 | $0.32 | +88.2% | $16.24M | +10.4% |
| 2024-12-31 | $0.16 | $1.33 | +731.3% | $16.71M | +36.7% |
| 2024-09-30 | $0.16 | $0.32 | +100.0% | $16.45M | +67.6% |
| 2024-06-30 | $0.15 | $0.34 | +126.7% | $16.39M | +83.1% |
| 2024-03-31 | $0.12 | $0.31 | +159.5% | $14.70M | — |
| 2023-12-31 | — | $0.35 | — | $12.22M | — |
| 2023-09-30 | — | $0.18 | — | $9.81M | — |
| 2023-06-30 | — | $0.18 | — | $8.95M | — |
Frequently asked questions
Has OptimumBank Holdings, Inc. beaten earnings estimates?
OptimumBank Holdings, Inc. has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +26.3% over the last 4 quarters.
How does OPHC stock react to earnings?
OPHC stock has moved an average of +2.6% in the trading day following earnings over its last 3 reports, with positive reactions in 100% of those quarters.
What is OptimumBank Holdings, Inc.'s revenue growth rate?
OptimumBank Holdings, Inc. reported year-over-year revenue growth of +30.8% in its most recent quarter, with EPS growing -37.5% year-over-year.