OPBK
OP Bancorp
NASDAQ: OPBK · FINANCIAL SERVICES · BANKS - REGIONAL
$14.34
-0.62% today
Updated 2026-04-30
Market cap
$213.43M
P/E ratio
7.83
P/S ratio
2.28x
EPS (TTM)
$1.83
Dividend yield
3.34%
52W range
$11 – $15
Volume
0.0M
WallStSmart proprietary scores
79
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A4.0
Quality
C7.5
Profitability
B+7.7
Valuation
B+4/9
Piotroski F-Score
Moderate
-0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$16.50
+15.06%
12-Month target
$16.40
+14.37%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 29.10% — above average
+ Revenue growth 12.30% QoQ
Risks
- Altman Z -0.71 — distress zone
- Negative free cash flow $-13000.00
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $105.83M | $135.85M | $154.05M | $166.66M | $93.75M |
| Net income | $33.31M | $23.92M | $21.07M | $25.66M | $7.23M |
| EPS | — | — | — | — | $1.83 |
| Free cash flow | $82.32M | $65.66M | $29.78M | $23.36M | $-13000.00 |
| Profit margin | 31.47% | 17.61% | 13.68% | 15.39% | 29.10% |
Peer comparison
Smart narrative
OP Bancorp trades at $14.34. representing a P/E of 7.83x trailing earnings. Our Smart Value Score of 79/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.71, it sits in the distress. TTM revenue stands at $93.75M. with profit margins at 29.10%.
Frequently asked questions
What is OP Bancorp's stock price?
OP Bancorp (OPBK) trades at $14.34.
Is OP Bancorp overvalued?
Smart Value Score 79/100 (Grade B+, Buy).
What is the price target of OP Bancorp (OPBK)?
The analyst target price is $16.50, representing +15.1% upside from the current price of $14.34.
What is OP Bancorp's revenue?
TTM revenue is $93.75M.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
-0.71 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.28x
ROE12.30%
Beta0.61
50D MA$13.58
200D MA$13.77
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—