OPBK
OP Bancorp
NASDAQ: OPBK · FINANCIAL SERVICES · BANKS - REGIONAL
$14.34
-0.62% today
Updated 2026-04-30
Market cap
$213.43M
P/E ratio
7.83
P/S ratio
2.28x
EPS (TTM)
$1.83
Dividend yield
3.34%
52W range
$11 – $15
Volume
0.0M
OP Bancorp (OPBK) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2005 | 2006 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.10M | $5.32M | $13.75M | $18.04M | $26.75M | $33.17M | $40.71M | $49.27M | $59.40M | $70.20M | $64.43M | $80.17M | $105.83M | $135.85M | $154.05M | $166.66M |
| Revenue growth (YoY) | — | +383.2% | +158.4% | +31.2% | +48.3% | +24.0% | +22.7% | +21.0% | +20.6% | +18.2% | -8.2% | +24.4% | +32.0% | +28.4% | +13.4% | +8.2% |
| Cost of revenue | $1.29M | $6.34M | $3.04M | $2.49M | $2.54M | $3.24M | $5.05M | $5.88M | $10.38M | $15.61M | $14.25M | $3.65M | $14.28M | $54.63M | $74.77M | $75.56M |
| Gross profit | $1.10M | $5.32M | $10.71M | $15.54M | $24.21M | $29.93M | $35.66M | $43.38M | $49.02M | $54.60M | $50.17M | $76.52M | $91.55M | $81.22M | $79.28M | $91.10M |
| Gross margin | 100.0% | 100.0% | 77.9% | 86.2% | 90.5% | 90.2% | 87.6% | 88.1% | 82.5% | 77.8% | 77.9% | 95.4% | 86.5% | 59.8% | 51.5% | 54.7% |
| R&D | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| SG&A | $1.21M | $3.07M | $6.17M | $9.01M | $12.00M | $14.13M | $16.77M | $18.97M | $20.68M | $22.96M | $21.19M | $22.43M | $28.68M | $31.73M | $34.03M | $1.79M |
| Operating income | $-2.29M | $2.84M | $2.21M | $3.41M | $7.62M | $10.13M | $12.32M | $17.13M | $19.46M | $22.08M | $18.23M | $40.66M | $46.72M | $33.49M | $29.08M | $35.33M |
| Operating margin | -208.3% | 53.4% | 16.1% | 18.9% | 28.5% | 30.5% | 30.3% | 34.8% | 32.8% | 31.4% | 28.3% | 50.7% | 44.1% | 24.7% | 18.9% | 21.2% |
| EBITDA | $-2.29M | $2.84M | $2.34M | $3.74M | $8.35M | $11.07M | $13.40M | $18.14M | $20.50M | $23.22M | $19.54M | $41.97M | $48.09M | $34.83M | $30.44M | $42.59M |
| EBITDA margin | -208.3% | 53.4% | 17.0% | 20.7% | 31.2% | 33.4% | 32.9% | 36.8% | 34.5% | 33.1% | 30.3% | 52.3% | 45.4% | 25.6% | 19.8% | 25.6% |
| EBIT | $-2.29M | $2.84M | $2.21M | $3.41M | $7.62M | $10.13M | $12.32M | $17.13M | $19.46M | $22.08M | $18.23M | $40.66M | $46.72M | $33.49M | $29.08M | $35.33M |
| Interest expense | $719000.00 | $4.65M | $765855.00 | $1.12M | $1.54M | $2.69M | $3.37M | $4.57M | $9.11M | $14.51M | $8.29M | $3.13M | $11.30M | $52.98M | $72.01M | $71.98M |
| Income tax | $1000.00 | $1.81M | $-3.98M | $-1.54M | $3.13M | $4.17M | $4.89M | $7.89M | $5.20M | $5.32M | $5.11M | $11.80M | $13.41M | $9.57M | $8.01M | $9.67M |
| Effective tax rate | -0.0% | — | -180.3% | -45.3% | 41.1% | 41.2% | 39.7% | 46.1% | 26.7% | 24.1% | 28.0% | 29.0% | 28.7% | 28.6% | 27.5% | 27.4% |
| Net income | $-3.01M | $-1.81M | $6.19M | $4.95M | $4.48M | $5.96M | $7.42M | $9.24M | $14.25M | $16.76M | $13.13M | $28.84M | $33.31M | $23.92M | $21.07M | $25.66M |
| Net income growth (YoY) | — | +39.9% | +442.3% | -20.0% | -9.5% | +33.0% | +24.5% | +24.4% | +54.3% | +17.6% | -21.7% | +119.7% | +15.5% | -28.2% | -11.9% | +21.8% |
| Profit margin | -273.7% | -34.0% | 45.1% | 27.5% | 16.8% | 18.0% | 18.2% | 18.7% | 24.0% | 23.9% | 20.4% | 36.0% | 31.5% | 17.6% | 13.7% | 15.4% |