OMF
OneMain Holdings Inc
NYSE: OMF · FINANCIAL SERVICES · CREDIT SERVICES
$62.75
+1.11% today
Updated 2026-09-11
Market cap
$7.28B
P/E ratio
9.55
P/S ratio
2.41x
EPS (TTM)
$6.63
Dividend yield
6.48%
52W range
$44 – $68
Volume
1.0M
WallStSmart proprietary scores
65
out of 100
Grade: B
Buy
Investment rating
3.3
Growth
D5.8
Quality
C+8.0
Profitability
A7.7
Valuation
B+5/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$69.57
+10.87%
12-Month target
$53.61
-14.57%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy8 Buy5 Hold0 Sell1 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 25.90% — above average
+ ROE 23.57% — strong efficiency
+ Free cash flow $800.00M — positive
Risks
- Revenue declining -2.70% QoQ
- Debt/equity 6.73x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $5.09B | $5.30B | $5.72B | $6.24B | $3.02B |
| Net income | $872.00M | $641.00M | $509.00M | $783.00M | $152.00M |
| EPS | — | — | — | — | $6.63 |
| Free cash flow | $2.39B | $2.52B | $2.70B | $3.13B | $800.00M |
| Profit margin | 17.13% | 12.10% | 8.90% | 12.54% | 25.90% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-08-04 | CONRAD, MICAH R. | Sale | 5,000 | $65.40 |
| 2026-07-29 | HEDLUND, MICHAEL A | Sale | 2,500 | $64.00 |
| 2026-06-29 | HEDLUND, MICHAEL A | Sale | 1,848 | $62.00 |
Peer comparison
Smart narrative
OneMain Holdings Inc trades at $62.75. representing a P/E of 9.55x trailing earnings. Our Smart Value Score of 65/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $3.02B. with profit margins at 25.90%.
Frequently asked questions
What is OneMain Holdings Inc's stock price?
OneMain Holdings Inc (OMF) trades at $62.75, on a P/E of 9.6x and a P/S of 2.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is OneMain Holdings Inc overvalued?
OneMain Holdings Inc carries a Smart Value Score of 65/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of OneMain Holdings Inc (OMF)?
The 12-month analyst consensus target is $69.57, about 10.9% above the current $62.75. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is OneMain Holdings Inc's revenue?
OneMain Holdings Inc's trailing twelve-month revenue is $3.02B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio2.41x
ROE23.57%
Beta1.19
50D MA$62.20
200D MA$59.95
Shares out0.12B
Float0.11B
Short ratio—
Avg volume1.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—