WallStSmart
OMF

OneMain Holdings Inc

NYSE: OMF · FINANCIAL SERVICES · CREDIT SERVICES

$53.17
+0.14% today

Updated 2026-06-05

Market cap
$6.55B
P/E ratio
8.45
P/S ratio
2.16x
EPS (TTM)
$6.71
Dividend yield
7.37%
52W range
$45 – $69
Volume
1.1M

WallStSmart proprietary scores

77
out of 100
Grade: B+
Buy
Investment rating
6.0
Growth
B
4.5
Quality
C
8.5
Profitability
A
7.7
Valuation
B+
5/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$67.79
+27.50%
12-Month target
$53.61
+0.83%
Intrinsic (DCF)
Margin of safety
2 Strong Buy8 Buy5 Hold0 Sell1 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 26.20% — above average
+ ROE 23.57% — strong efficiency
+ Free cash flow $739.00M — positive
Risks
- Debt/equity 6.63x — high leverage

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$5.09B$5.30B$5.72B$6.24B$3.04B
Net income$872.00M$641.00M$509.00M$783.00M$226.00M
EPS$6.71
Free cash flow$2.39B$2.52B$2.70B$3.13B$739.00M
Profit margin17.13%12.10%8.90%12.54%26.20%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
OMF$6.55B776.08.57.74.5Strong Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

OneMain Holdings Inc trades at $53.17. representing a P/E of 8.45x trailing earnings. Our Smart Value Score of 77/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $3.04B. with profit margins at 26.20%.

Frequently asked questions

What is OneMain Holdings Inc's stock price?

OneMain Holdings Inc (OMF) trades at $53.17, on a P/E of 8.5x and a P/S of 2.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is OneMain Holdings Inc overvalued?

OneMain Holdings Inc carries a Smart Value Score of 77/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of OneMain Holdings Inc (OMF)?

The 12-month analyst consensus target is $67.79, about 27.5% above the current $53.17. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is OneMain Holdings Inc's revenue?

OneMain Holdings Inc's trailing twelve-month revenue is $3.04B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio2.16x
ROE23.57%
Beta1.21
50D MA$55.77
200D MA$59.04
Shares out0.12B
Float0.12B
Short ratio
Avg volume1.1M

Performance

1 week
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YTD
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