OMF
OneMain Holdings Inc
NYSE: OMF · FINANCIAL SERVICES · CREDIT SERVICES
$57.91
-1.23% today
Updated 2026-04-29
Market cap
$6.82B
P/E ratio
8.83
P/S ratio
2.29x
EPS (TTM)
$6.56
Dividend yield
7.11%
52W range
$44 – $71
Volume
1.4M
OneMain Holdings Inc (OMF) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.93B | $2.96B | $2.69B | $2.23B | $1.99B | $2.03B | $1.88B | $2.34B | $2.83B | $2.19B | $3.73B | $3.79B | $4.24B | $4.68B | $4.93B | $4.97B | $5.09B | $5.30B | $5.72B | $6.24B |
| Revenue growth (YoY) | — | +0.8% | -9.1% | -17.0% | -10.5% | +1.8% | -7.5% | +24.8% | +20.6% | -22.4% | +70.0% | +1.5% | +12.0% | +10.4% | +5.4% | +0.8% | +2.4% | +4.1% | +8.0% | +9.1% |
| Cost of revenue | $969.40M | $1.29B | $2.36B | $2.44B | $1.60B | $1.61B | $1.42B | $1.45B | $1.16B | $1.43B | $1.79B | $1.77B | $1.92B | $2.10B | $2.35B | $1.53B | $2.29B | $2.74B | $3.23B | $3.27B |
| Gross profit | $1.96B | $1.67B | $328.44M | $-207.41M | $397.81M | $414.63M | $460.35M | $896.00M | $1.67B | $762.00M | $1.94B | $2.01B | $2.32B | $2.58B | $2.59B | $3.44B | $2.80B | $2.56B | $2.50B | $2.97B |
| Gross margin | 66.9% | 56.4% | 12.2% | -9.3% | 20.0% | 20.4% | 24.5% | 38.2% | 59.1% | 34.7% | 52.1% | 53.2% | 54.7% | 55.2% | 52.4% | 69.2% | 54.9% | 48.3% | 43.6% | 47.6% |
| R&D | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| SG&A | — | — | $479.02M | $420.82M | $386.46M | $414.99M | $380.84M | $529.00M | $435.00M | $581.00M | $955.00M | $961.00M | $1.11B | $993.00M | $998.00M | $1.01B | $994.00M | $1.04B | $1.07B | $1.12B |
| Operating income | $1.81B | $1.51B | $-785.47M | $-1.01B | $354.62M | $-360.14M | $-305.37M | $78.00M | $861.00M | $-226.00M | $356.00M | $431.00M | $624.00M | $1.10B | $977.00M | $1.74B | $1.16B | $840.00M | $667.00M | $1.00B |
| Operating margin | 61.8% | 51.2% | -29.3% | -45.6% | 17.8% | -17.7% | -16.3% | 3.3% | 30.5% | -10.3% | 9.5% | 11.4% | 14.7% | 23.5% | 19.8% | 35.0% | 22.7% | 15.9% | 11.7% | 16.0% |
| EBITDA | — | — | $-642.95M | $-878.03M | $512.29M | $-85.32M | $-140.15M | $23.00M | $884.00M | $-28.00M | $877.00M | $759.00M | $913.00M | $1.37B | $1.24B | $2.00B | $1.42B | $1.10B | $944.00M | $1.29B |
| EBITDA margin | 0.0% | 0.0% | -23.9% | -39.4% | 25.7% | -4.2% | -7.5% | 1.0% | 31.3% | -1.3% | 23.5% | 20.1% | 21.5% | 29.2% | 25.2% | 40.3% | 27.8% | 20.7% | 16.5% | 20.6% |
| EBIT | — | — | $-785.47M | $-1.01B | $354.62M | $-360.14M | $-305.37M | $78.00M | $861.00M | $-226.00M | $356.00M | $431.00M | $624.00M | $1.10B | $977.00M | $1.74B | $1.16B | $840.00M | $667.00M | $1.00B |
| Interest expense | $0.00 | $0.00 | $1.28B | $1.16B | $1.11B | $1.28B | $1.08B | $920.00M | $734.00M | $715.00M | $856.00M | $816.00M | $875.00M | $970.00M | $1.03B | $937.00M | $892.00M | $1.02B | $1.19B | $1.27B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $414.86M | $112.30M | $-1.19B | $-532.28M | $639.75M | $-241.73M | $-217.70M | $-19.00M | $463.00M | $-220.00M | $215.00M | $183.00M | $447.00M | $855.00M | $730.00M | $1.31B | $872.00M | $641.00M | $509.00M | $783.00M |
| Net income growth (YoY) | — | -72.9% | -1155.9% | +55.1% | +220.2% | -137.8% | +9.9% | +91.3% | +2536.8% | -147.5% | +197.7% | -14.9% | +144.3% | +91.3% | -14.6% | +80.0% | -33.6% | -26.5% | -20.6% | +53.8% |
| Profit margin | 14.1% | 3.8% | -44.2% | -23.9% | 32.1% | -11.9% | -11.6% | -0.8% | 16.4% | -10.0% | 5.8% | 4.8% | 10.5% | 18.3% | 14.8% | 26.4% | 17.1% | 12.1% | 8.9% | 12.5% |