OFG
OFG Bancorp
NYSE: OFG · FINANCIAL SERVICES · BANKS - REGIONAL
$44.90
-2.09% today
Updated 2026-04-29
Market cap
$1.94B
P/E ratio
9.48
P/S ratio
3.05x
EPS (TTM)
$4.84
Dividend yield
2.73%
52W range
$35 – $47
Volume
0.3M
WallStSmart proprietary scores
78
out of 100
Grade: B+
Buy
Investment rating
7.3
Growth
B+4.0
Quality
C8.0
Profitability
A7.7
Valuation
B+2/9
Piotroski F-Score
Weak
-0.6
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$47.75
+6.35%
12-Month target
$39.96
-11.00%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 33.60% — above average
+ Free cash flow $53.32M — positive
+ Debt/equity 0.42x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Altman Z -0.59 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $598.51M | $728.15M | $822.77M | $862.62M | $634.53M |
| Net income | $166.24M | $181.87M | $198.17M | $205.10M | $53.94M |
| EPS | — | — | — | — | $4.84 |
| Free cash flow | $133.46M | $277.80M | $210.79M | $199.34M | $53.32M |
| Profit margin | 27.78% | 24.98% | 24.09% | 23.78% | 33.60% |
Peer comparison
Smart narrative
OFG Bancorp trades at $44.90. representing a P/E of 9.48x trailing earnings. Our Smart Value Score of 78/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of -0.59, it sits in the distress. TTM revenue stands at $634.53M. with profit margins at 33.60%.
Frequently asked questions
What is OFG Bancorp's stock price?
OFG Bancorp (OFG) trades at $44.90.
Is OFG Bancorp overvalued?
Smart Value Score 78/100 (Grade B+, Buy).
What is the price target of OFG Bancorp (OFG)?
The analyst target price is $47.75, representing +6.3% upside from the current price of $44.90.
What is OFG Bancorp's revenue?
TTM revenue is $634.53M.
Piotroski F-Score?
2/9 — weak financial health.
Altman Z-Score?
-0.59 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.05x
ROE16.00%
Beta0.69
50D MA$41.42
200D MA$41.83
Shares out0.04B
Float0.04B
Short ratio—
Avg volume0.3M
Performance
1 week—
1 month—
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YTD—
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