OFG
OFG Bancorp
NYSE: OFG · FINANCIAL SERVICES · BANKS - REGIONAL
$44.90
-2.09% today
Updated 2026-04-29
Market cap
$1.94B
P/E ratio
9.48
P/S ratio
3.05x
EPS (TTM)
$4.84
Dividend yield
2.73%
52W range
$35 – $47
Volume
0.3M
OFG Bancorp (OFG) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
7 of 8
Last 8 quarters
Avg EPS surprise
+11.5%
Last 4 quarters
Revenue YoY growth
+9.5%
Most recent quarter
EPS YoY growth
+26.0%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-6.5%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
-12.8%
2026-01-22
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-16 | $1.26 | +26.0% | $42.44 | $42.61 | +0.4% |
| 2026-01-22 | $1.27 | +10.4% | $42.58 | $37.15 | -12.8% |
| 2025-10-22 | $1.16 | +0.0% | $42.18 | $39.17 | -7.1% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $1.00 | $1.26 | +26.0% | $226.41M | +9.5% |
| 2025-12-31 | $1.15 | $1.27 | +10.4% | $228.80M | +8.9% |
| 2025-09-30 | $1.16 | $1.16 | +0.0% | $216.65M | +5.8% |
| 2025-06-30 | $1.05 | $1.15 | +9.5% | $210.33M | +1.8% |
| 2025-03-31 | $0.97 | $1.00 | +3.1% | $206.84M | +2.8% |
| 2024-12-31 | $0.97 | $1.09 | +12.4% | $210.06M | +3.5% |
| 2024-09-30 | $1.02 | $1.00 | -2.0% | $204.85M | +11.3% |
| 2024-06-30 | $0.96 | $1.08 | +12.5% | $206.56M | — |
| 2024-03-31 | $0.95 | $1.05 | +10.5% | $201.30M | — |
| 2023-12-31 | $0.93 | $0.94 | +1.1% | $202.91M | — |
| 2023-09-30 | $0.94 | $0.95 | +1.1% | $184.03M | — |
Frequently asked questions
Has OFG Bancorp beaten earnings estimates?
OFG Bancorp has beaten Wall Street EPS estimates in 7 of its last 8 quarterly reports, with an average EPS surprise of +11.5% over the last 4 quarters.
How does OFG stock react to earnings?
OFG stock has moved an average of -6.5% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is OFG Bancorp's revenue growth rate?
OFG Bancorp reported year-over-year revenue growth of +9.5% in its most recent quarter, with EPS growing +26.0% year-over-year.