OBT
Orange County Bancorp Inc
NASDAQ: OBT · FINANCIAL SERVICES · BANKS - REGIONAL
$34.10
+0.18% today
Updated 2026-04-30
Market cap
$474.50M
P/E ratio
10.63
P/S ratio
3.97x
EPS (TTM)
$3.33
Dividend yield
1.61%
52W range
$22 – $38
Volume
0.1M
WallStSmart proprietary scores
70
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A5.0
Quality
C+8.0
Profitability
A6.7
Valuation
B4/9
Piotroski F-Score
Moderate
-0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$39.00
+14.37%
12-Month target
$39.79
+16.69%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 34.80% — above average
+ Free cash flow $13.07M — positive
+ Revenue growth 14.70% QoQ
+ Debt/equity 0.12x — low leverage
Risks
- Altman Z -0.43 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $96.00M | $131.07M | $143.09M | $158.13M | $119.46M |
| Net income | $24.36M | $29.48M | $27.88M | $41.61M | $12.43M |
| EPS | — | — | — | — | $3.33 |
| Free cash flow | $28.94M | $40.96M | $32.87M | $41.33M | $13.07M |
| Profit margin | 25.38% | 22.49% | 19.49% | 26.32% | 34.80% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-19 | SOUSA, GREGORY | Buy | 5,056 | — |
| 2026-03-19 | SOUSA, GREGORY | Sale | 1,307 | $31.15 |
| 2026-03-19 | RUHL, JOSEPH A | Buy | 5,133 | — |
Peer comparison
Smart narrative
Orange County Bancorp Inc trades at $34.10. representing a P/E of 10.63x trailing earnings. Our Smart Value Score of 70/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.43, it sits in the distress. TTM revenue stands at $119.46M. with profit margins at 34.80%.
Frequently asked questions
What is Orange County Bancorp Inc's stock price?
Orange County Bancorp Inc (OBT) trades at $34.10.
Is Orange County Bancorp Inc overvalued?
Smart Value Score 70/100 (Grade B, Buy).
What is the price target of Orange County Bancorp Inc (OBT)?
The analyst target price is $39.00, representing +14.4% upside from the current price of $34.10.
What is Orange County Bancorp Inc's revenue?
TTM revenue is $119.46M.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
-0.43 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.97x
ROE17.70%
Beta0.44
50D MA$33.34
200D MA$28.63
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week-0.08%
1 month+9.63%
3 months+19.16%
YTD+23.96%
1 year—
3 years—
5 years—